Has your medical aid told you to “Take a Hike” concerning your new 2025 premiums?
Are you tired of your medical aid increasing your premiums and you cannot do anything about it?
It seems that the price of everything we need, is constantly being hiked, from petrol and electricity to food, Netflix, and even the Internet.And many medical aid members, who previously enjoyed "contribution holidays," are now facing steep premium increases.
Unfortunately, as medical aid members, you have no say in these pricing decisions!
You are simply given the new prices and expected to pay for them.
Well, it is now the time to stop being frustrated and feeling like you have no control over the cost of your medical aid!
If you're one of these members, it might be time to take matters into your own hands and tell your medical aid to "take a hike!"
And you can, because there is now a medical aid that allows you to call the shots and take control of your own medical aid costs!
Fedhealth Medical Aid offers a range of options that can help you save money and take control of your medical aid expenses.
For example, the Elect option can save you 25% on your monthly premiums if you agree to a co-payment on planned hospital admissions (not emergency admissions).
This means that if you plan ahead and budget accordingly, you can significantly reduce your medical aid expenses.
The GRID Option can save you 10% on your monthly premiums if you use only one of over 120 private network hospitals.
Even in an emergency, you'll still receive treatment and stabilisation at any private hospital, so you don't have to worry about sacrificing quality of care for affordability.
Fedhealth also offers greater flexibility than other medical aids, in choosing the plan that's right for you.
Do not be forced into choosing a more expensive plan based on a “what if” future scenario, when (with Fedhealth) you can pay for the plan you need today!
You can choose a plan that suits your current circumstances, budget and even upgrade it at any time during the year if your circumstances change, such as with pregnancy or a serious illness.
No other medical aid allows this!
You no longer need to join (and pay for) an expensive high benefit plan just in case something may happen in the future.
Another benefit of Fedhealth, is the ability to structure and pay for your daily benefits in one of 3 different ways, giving you ultimate control over the cost of your medical aid.
This gives you more control over how and when you repay those savings.
And you can control your premiums.
You can:
- Have the finest hospital plan with no out-of-hospital savings fund. You pay you own day-to-day costs.
- Have that same, finest benefit hospital plan, with a safety net of a savings fund that you can use, should you face unexpected, high out-of-hospital expenses. You choose how much and only repay that amount when you spend it!
- Or, have a comprehensive plan with a typical savings plan benefit – just like all other medical aid plans.
Yes, Fedhealth is a truly exceptional medical aid, that can help you control the cost of your medical aid.
Private healthcare providers can charge up to 500% of medical scheme rates.Medical aids add procedure co-payments as well.
These are significant costs you must consider.
Protect yourself by joining Zest's GAP or top-up insurance plan.
This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand.Most treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!
Do you want the best affordable medical aid?
Get Your Free Quote
083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
Easy-to-understand articles on medical aid.
Medical aid pays healthcare costs.
What if a disability stops your income?
Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
Why Choose Peter Pyburn?
Over 30 ears of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.
Council of Medical Schemes
Disclaimer, Medical Disclosure
By submitting an enquiry you agree to us collecting the information in the fields above. Please refer to our POPI Manual.
Your data will be processed according to the Protection of Personal Information Act (POPIA) guidelines.
Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.
South African rights reserved.
Last verified: November20, 2025