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The Range of Discovery Plans
With 23 Discovery Health medical aid plans to choose from, you are sure to find one to suit you!
Check these plans: (Reasons to join Discovery - an explanation of benefits).
From R 11,430
- Full cover in any private hospital, including private ward.
- Guaranteed full cover specialists. Up to 300% of Discovery rate for other providers.
- Full cover for listed chronic medicine and additional conditions, and cover for a defined list of the latest treatments through the Specialised Medicine and Technology Benefit.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- The highest savings account for your day-to-day needs and an unlimited safety net when savings used.
- Additional cover when your day-to-day savings run out - for GP consultation fees and kids casualty visits.
- Access to specialised, advanced medical care in South Africa and abroad.
- Access to full cover for second opinion services.
- Cover of up to US$1 million for medical emergencies when travelling outside of South Africa.
- Access to Connected Care and Hospital at Home
From R 9,298
- Unlimited cover in any private/listed hospital.
- Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic.
- Full listed chronic medicine.
- Access to specialised, advanced medical care in South Africa and abroad.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- A high limit savings account for your day-to-day healthcare needs with an unlimited safety net when savings used.
- Additional cover when your day-to-day savings run out - for GP consultation fees and kids casualty visits.
- Cover for medical emergencies when travelling.
- Access to Connected Care and Hospital at Home.
From R 7,945
- Full hospital cover at any Smart network hospital
- Full cover for in hospital for listed specialists and up to 200% of Discovery rate on other specialists.
- Extensive day-to-day benefits including GP consults with a Smart GP, subject to a co payment.
- Comprehensive maternity benefits including access to the Assisted Reproductive Therapy Benefit
- Access to the Oncology Innovation Benefit
From R 4,981
- Unlimited cover in any private hospital.
- Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic and up to 100% on Essential for other providers.
- Full listed chronic medicine.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- A savings account for your day-to-day healthcare needs with a limited safety net when savings used and claims add up to a pre-determined amount.
- Additional GP consultation fees and kids casualty visits when your day-to-day savings run out.
- Cover for medical emergencies when travelling.
- Access to Connected Care and Hospital at Home.
From R 2,989
These plans are amongst the lowest cost Hospital and Savings plans in SA!
- Unlimited cover in any private/listed hospital.
- Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic and up to 100% on Essential for other providers.
- Full listed chronic medicine.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- A savings account for your day-to-day healthcare needs with additional cover for GP consultation fees and kids casualty visits when savings spent.
- Medical emergencies when travelling.
- Access to Connected Care and Hospital at Home.
From R6,828
- Full hospital cover in the Coastal provinces
- Full cover for in hospital listed specialists who and up to 100% of the DHR for alternative specialists.
- Day surgery for defined conditions in the Coastal Day Surgery Network
- A savings account for your day-to-day healthcare needs with additional cover for GP consultation fees and kids casualty visits when savings spent.
From R 2,507
- Unlimited hospital cover in any private/listed hospital.
- Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic and up to 100% on Essential and Coastal plan for other providers.
- Full listed chronic medicine cover.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- Medical emergencies when travelling.
- Access to Connected Care and Hospital at Home.
From R 1,350
- Unlimited private hospital cover in the Smart Hospital Network.
- Guaranteed full cover for listed hospitals and specialists. Up to 200% off the Discovery rate on Classic and up to 100% on Essential for other providers.
- Full listed chronic medicine.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- GP consultations, acute and over-the counter medicine, eye and dental check-ups and sports-related injuries, with Comprehensive co-payments and/or limits.
- Medical emergencies when travelling.
- Complete control through he Discovery App.
- Access to Connected Care and Hospital at Home.
From R 1,184
Affordable medical cover if you're willing to use providers in a specified network for both in-hospital and out-of-hospital treatment.
Best, ideal, affordable plan for pensioners and families on a strict budget.
- Unlimited private listed hospital cover.
- Guaranteed full in hospital cover for listed KeyCare specialists.
- Essential cover for chronic medicine.
- Day-to-day medical cover through your chosen GP.
- Listed Day-to-day medicines.
- Unlimited cover for GP consultations, blood tests, X-rays or medicine.
- Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
- Essential network cancer treatment.
- Access to Connected Care and Hospital at Home.
Join this best, affordable Visa compliant Student Medical Aid.
Fully complies with home affairs study permit!
More Information on Discovery Health Medical Aid
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083 655 2164You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
Medical aid pays healthcare costs.
What if a disability stops your income?
Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.
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Last verified: August 26, 2025