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The Range of Discovery Health Plans

With 23 plans to choose from, you are sure to find one to suit you!

Check these plans: (Reasons to join Discovery - an explanation of benefits).

executive plan

EXECUTIVE PLAN
From R 11,430
  • Full cover in any private hospital, including private ward.
  • Guaranteed full cover specialists. Up to 300% of Discovery rate for other providers.
  • Full cover for listed chronic medicine and additional conditions, and cover for a defined list of the latest treatments through the Specialised Medicine and Technology Benefit.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • The highest savings account for your day-to-day needs and an unlimited safety net when savings used.
  • Additional cover when your day-to-day savings run out - for GP consultation fees and kids casualty visits.
  • Access to specialised, advanced medical care in South Africa and abroad.
  • Access to full cover for second opinion services.
  • Cover of up to US$1 million for medical emergencies when travelling outside of South Africa.
  • Access to Connected Care and Hospital at Home

comprehensive plan

COMPREHENSIVE PLAN
From R 9,298
  • Unlimited cover in any private/listed hospital.
  • Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic.
  • Full listed chronic medicine.
  • Access to specialised, advanced medical care in South Africa and abroad.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • A high limit savings account for your day-to-day healthcare needs with an unlimited safety net when savings used.
  • Additional cover when your day-to-day savings run out - for GP consultation fees and kids casualty visits.
  • Cover for medical emergencies when travelling.
  • Access to Connected Care and Hospital at Home.

CLASSIC SMART COMPREHENSIVE
From R 7,945
  • Full hospital cover at any Smart network hospital
  • Full cover for in hospital for listed specialists and up to 200% of Discovery rate on other specialists.
  • Extensive day-to-day benefits including GP consults with a Smart GP, subject to a copayment.
  • Comprehensive maternity benefits including access to the Assisted Reproductive Therapy Benefit
  • Access to the Oncology Innovation Benefit

priority plan

PRIORITY SERIES
From R 4,981
  • Unlimited cover in any private hospital.
  • Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic and up to 100% on Essential for other providers.
  • Full listed chronic medicine.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • A savings account for your day-to-day healthcare needs with a limited safety net when savings used and claims add up to a pre-determined amount.
  • Additional GP consultation fees and kids casualty visits when your day-to-day savings run out.
  • Cover for medical emergencies when travelling.
  • Access to Connected Care and Hospital at Home.

saver plan

SAVER SERIES
From R 2,989

These plans are amongst the lowest cost Hospital and Savings plans in SA!

  • Unlimited cover in any private/listed hospital.
  • Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic and up to 100% on Essential for other providers.
  • Full listed chronic medicine.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • A savings account for your day-to-day healthcare needs with additional cover for GP consultation fees and kids casualty visits when savings spent.
  • Medical emergencies when travelling.
  • Access to Connected Care and Hospital at Home.

COASTAL SAVER
From R6,828
  • Full hospital cover in the Coastal provinces
  • Full cover for in hospital listed specialists who and up to 100% of the DHR for alternative specialists.
  • Day surgery for defined conditions in the Coastal Day Surgery Network
  • A savings account for your day-to-day healthcare needs with additional cover for GP consultation fees and kids casualty visits when savings spent.

core plan

CORE SERIES
From R 2,507
  • Unlimited hospital cover in any private/listed hospital.
  • Guaranteed full cover for listed hospitals and specialists. Up to 200% of Discovery rate on Classic and up to 100% on Essential and Coastal plan for other providers.
  • Full listed chronic medicine cover.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • Medical emergencies when travelling.
  • Access to Connected Care and Hospital at Home.

smart plan

SMART SERIES
From R 1,350
  • Unlimited private hospital cover in the Smart Hospital Network.
  • Guaranteed full cover for listed hospitals and specialists. Up to 200% off the Discovery rate on Classic and up to 100% on Essential for other providers.
  • Full listed chronic medicine.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • GP consultations, acute and over-the counter medicine, eye and dental check-ups and sports-related injuries, with Comprehensive co-payments and/or limits.
  • Medical emergencies when travelling.
  • Complete control through he Discovery App.
  • Access to Connected Care and Hospital at Home.

keycare plan

KEYCARE SERIES
From R 1,184

Affordable medical cover if you're willing to use providers in a specified network for both in-hospital and out-of-hospital treatment.
Best, ideal, affordable plan for pensioners and families on a strict budget.

  • Unlimited private listed hospital cover.
  • Guaranteed full in hospital cover for listed KeyCare specialists.
  • Essential cover for chronic medicine.
  • Day-to-day medical cover through your chosen GP.
  • Listed Day-to-day medicines.
  • Unlimited cover for GP consultations, blood tests, X-rays or medicine.
  • Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
  • Essential network cancer treatment.
  • Access to Connected Care and Hospital at Home.

discovery health student medical aid

Discovery Student Plan

Join this best, affordable Visa compliant Student Medical Aid.

Fully complies with home affairs study permit!


More Information on Discovery Health Medical Aid

What is the cost?

Discovery Online Application

Join nearly 3 million other happy members who have chosen this most trusted medical aid scheme!
Join now, it is so simple and easy!
I will take you through the whole process at no charge!

Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.

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whatsapp083 655 2164


You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.income protectionMedical aid pays healthcare costs.
What if a disability stops your income?


YOUR TRUSTED, QUALIFIED ADVISOR:
peter pyburnPeter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991. Death and Disability Planning; Retirement Planning; Investment Planning; Healthcare and Estate Planning.

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Last update: January 18, 2025