There are 2 main areas of high cost we need to cover - private hospital and day-to-day dental costs.
(Doctor and chemist bills are normally manageable and can be self-funded.)
Genesis has the lowest child rates available!
And has had the lowest annual increase in the last 8 years! Average of 5.4% for 2020!
Genesis medical aid was recently rated as the top performing hospital plan and best ‘value for money’ healthcare plan in the open medical scheme market - according to the 7th edition of the GTC medical scheme Survey.
Its strong financial position demonstrates beyond a doubt that the Scheme has a very high ability to settle claims.
However, private providers can charge what they want, often up to 5 times these rates!
So, you do need to consider adding the separate Gap cover and Top up plan (R350 pm) to get unlimited private hospital cover, paying up to 5 times medical scheme rates.
Helps to prevent in-hospital claim shortfalls and procedure co-payments!
The 2018 annual GTC Medical Aid Survey rated Genesis as one of the most successful medical schemes in South Africa, as measured by solvency, net healthcare results, average age of beneficiaries, membership size and growth, as well as Hellopeter.com compliments and complaints!
The scheme is self-administered and along with prudent risk management, they have had the lowest contribution increase of all open schemes for 7 consecutive years!
The Private Choice plan starts from as little as R1,255 per month.
Rates for children are also, considerably lower than other medical aids!
A Smartphone app and electronic membership card gives you and your entire family 24/7 access to your electronic membership card and other important information.
Access to the ER24 Emergency Contact Centre for the management of any medical emergency, such as emergency pre-hospital treatment, evacuation and transport (including inter-hospital transfers) within the Republic of South Africa, when using ER24, as well as a 24/7 medical helpline service for medical related enquiries.
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
If you go direct, you won't have this service - and it is FREE anyway - USE US!
Last update April 3, 2020
Medical Aid Authority Peter Pyburn.
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