How to Create a Medical Aid Savings
Control your day-to-day medical costs using a Healthcard debit card.
The ideal way to make your medical aid VERY affordable!
Medical Aid is just so expensive! The greater the benefits you need - the higher the premium you pay!
So how do you make your medical aid affordable?
Medical aids offer 3 areas of cover;- RISK - in hospital benefits and must be the best you can afford!
- SAVINGS from which you pay all your out of hospital costs.
- CHRONIC illness.
Savings is the only benefit where you can save considerable costs!
Most medical aids offer a savings fund for your out of hospital costs. They advance you an amount of money (from which you pay these costs) and increase your monthly premium, to repay these funds over a year.This is a loan you are forced you to take - you have no choice if you want to join that plan!
And the loan-repayment can be as high as 25% of your total premium! That is a lot!
The greatest risk of high medical costs we face is the costs of Private Hospitalisation.
I have never heard of a member going bankrupt over out of hospital costs.
Why not join a medical aid plan that offers unlimited private hospitalisation and self-pay your day to day costs?
This is a real way you can make your medical aid premium affordable and why the HealthCard Debit card is so popular!
- The Agility Healthcard is like your very own medical savings account without the "forced loan" from a medical scheme!
- It is a debit card allowing you to take full control of your healthcare expenses.
- It only pays for medical costs, so you always have a way to pay for unplanned medical costs.
- You budget on what you save monthly into the card.
- It is independant of any medical aid scheme. You can use it with (or without) and medical aid.
- Every year, you can withdraw any amount you need, to spend on whatever you want. You can't do that with a medical aid savings account!
- Buy vitamins - most medical aids do not offer this benefit!
- Pay for prescription medication - medical aids can limit what schedule medicines you can get.
- Pay any levies and co-payments - a Gap plan ONLY pays in-hospital costs.
- Ensure you have cover in case your medical scheme benefits are used up.
You can boost your savings by joining the Agility Platinum amazing cash-back rewards programme.
You could then use your rewards’ cash-backs to further boost, supplement, or fund your savings!
Saving for medical costs has never been easier.
The Healthcard Debit Card works the same as most medical aids saving accounts - except that you pay for all out of hospital treatments using your Health Card!
Why not reduce your current medical aid premium?
Join a Hospital ONLY benefit plan (with dental benefits) and a debit Healthcard to help pay for your day-to-day costs.And this plan pays dental costs as well!
It really is the ONLY way to control the high costs of medical aid!
You control your money and protect against your highest financial threat - private hospitalisation!
It compliments a Hospital Plan by providing a savings fund for those day-to-day and unforeseen out-of-hospital expenses.
Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.
083 655 2164
You must conlt the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
Medical aid pays healthcare costs.
What if a disability stops your income?
YOUR TRUSTED, QUALIFIED ADVISOR:
Peter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991. Death and Disability Planning; Retirement Planning; Investment Planning; Healthcare and Estate Planning.
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Last update: January 18, 2025