Which are the Top Medical aid schemes
Best Medical Aid companies in South Africa
Medical aid terms like Prescribed Minimum Benefits, Designated Service Providers, co-payments, and waiting periods define what your scheme covers and what it excludes. Understanding this jargon is critical to comparing plans, avoiding claim rejections, and managing out-of-pocket costs.
- Who: Individuals, families, and employers comparing private healthcare cover.
- What: Key terms including PMBs, DSPs, day-to-day benefits, and scheme rates.
- When/Where: Applicable to all medical aid decisions across South Africa.
- Why: Prevents costly misunderstandings and ensures informed choices.
Compare plans with confidence and get your free, no-obligation quote today.
With so many Medical aid schemes of offer in South Africa, the chances are that once you start to investigate them you will get an "information overload!"
We have been in this business for over 25 year, working with these Medical aid schemes - so use us!
We know medical aid - contact us for help!
Together, let us investigate where you are today and find a medical plan that is right for you.Your healthcare Plan is going to cost a fortune this year! You owe it to yourself to look at other plans in the market.
I don't charge an added fee for members we work with! You will pay the same as you would if you went direct to the medical scheme.
I have a team in each medical company, there to help my members always!
And we can assist you with all aspects of your financial life, from life insurance to retirement plans as well!
Education plans, unit trusts and other investments.
All I ask is that you use, or appoint us to your current plan, so we can do a comprehensive analysis for you.
Just try us!
Compare these South African Medical aid schemes ...
- GENESIS - the Best, affordable medical aid that pays dental costs as well! Why pay more?
- FEDHEALTH - The Best In-Hospital benefits!
- MOMENTUM STUDENT - The Best, Affordable, Low Premium Medical Cover for Students.
- COMPCARE STUDENT - affordable student rates!
- DISCOVERY HEALTH - Market-Leader with the excellent Vitality gym subsidy!
- MOMENTUM HEALTH - Your health is Your Wealth!
- MEDSHIELD - mostly traditional plans with defined benefits!
- COMPCARE MEDICAL AID - One of the healthiest open medical scheme in South Africa.
- OXYGEN
- BONITAS
- GEMS
- LIBERTY
- MEDIHELP
- PROSANO
- SELFMED
- SPECTRAMED
- top-up PLAN - Buy a cheaper medical plan and Boost your Benefits!
Private healthcare providers can charge up to 500% of medical scheme rates.Medical aids add procedure co-payments as well.
These are significant costs you must consider.
A Gap or Top-Up plan is a separate insurance that covers most in-hospital claim shortfalls and any co-payments.
It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.
Joining a hospital plan with Gap Cover is the most affordable way for families to protect against rising costs in 2026.
Protect yourself by joining Zest's GAP or top-up insurance plan.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?This plan will help you meet the high costs of both normal and specialised dentistry!
Use my services - at NO COST TO YOU!
As an independent medical aid adviser, I promote many medical schemes and can discover the best plan to suit your needs.
I am accredited with the Council of Medical Schemes and am in a position to give you the best advice.
The last thing you need is a shortfall when you are trying to recover!
Get Your Free Quote
Talk to me — I am here to help you, at no charge.
Send me your questions and concerns. I'll answer them for you.
083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
Easy-to-understand articles on medical aid.
Medical aid pays healthcare costs.
What if a disability stops your income?
Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
Why Choose Peter Pyburn?
Over 30 ears of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.
Council of Medical Schemes
Medical Disclosure
By submitting an enquiry you agree to us collecting the information in the fields above. Please refer to our POPI Manual.
Your data will be processed according to the Protection of Personal Information Act (POPIA) guidelines.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to bestmedicalaid.co.za before making any decisions.
South African rights reserved.