What are the best medical aid schemes in South Africa?

Some of the top medical aid schemes in South Africa include Discovery Health, Fedhealth, Bonitas, and Momentum Health.

How do I choose the right medical aid scheme?

Consider factors such as your budget, healthcare needs, hospital network, and additional benefits when selecting a medical aid scheme. Then use us to find the best plan for your needs.

Are medical aid schemes in South Africa expensive?

Costs vary depending on the plan and provider. Basic hospital or income-related premium plans are more affordable, while comprehensive plans offer broader coverage but at a higher cost.

Can I switch between medical aid schemes?

Yes, you can switch medical aid schemes, but waiting periods and exclusions may apply depending on your medical history.

Which are the Top Medical Aid Schemes in South Africa?

Home: bestmedicalaid.co.za

With so many medical aid schemes of offer in South Africa, the chances are that once you start to investigate them you will get an "information overload!"
We have been in this business for over 25 year, working with these schemes - so use us!

We know medical aid - contact us for help!

Together, let us investigate where you are today and find a medical plan that is right for you.
Your healthcare Plan is going to cost a fortune this year! You owe it to yourself to look at other plans in the market.

I don't charge an added fee for members we work with! You will pay the same as you would if you went direct to the medical scheme.

I have a team in each medical company, there to help my members always!
And we can assist you with all aspects of your financial life, from life insurance to retirement plans as well!
Education plans, unit trusts and other investments.

All I ask is that you use, or appoint us to your current plan, so we can do a comprehensive analysis for you.
Just try us!

What is the cost?

Compare these South African Medical Aid schemes ...

GENESIS - the Best, affordable medical aid that pays dental costs as well! Why pay more?
FEDHEALTH - The Best In-Hospital benefits!
MOMENTUM STUDENT - The Best, Affordable, Low Premium Medical Cover for Students.
COMPCARE STUDENT - affordable student rates!
DISCOVERY HEALTH - Market-Leader with the excellent Vitality gym subsidy!
MOMENTUM HEALTH - Your health is Your Wealth!
MEDSHIELD - mostly traditional plans with defined benefits!

COMPCARE MEDICAL AID - One of the healthiest open medical scheme in South Africa.
OXYGEN
BONITAS
GEMS
LIBERTY
MEDIHELP
PROSANO
SELFMED
SPECTRAMED
top-up PLAN - Buy a cheaper medical plan and Boost your Benefits!

Top-up medical insurance to cover shortfalls

Private healthcare providers can charge up to 500% of medical scheme rates.
Medical aids add procedure co-payments as well.
These are significant costs you must consider.

Protect yourself by joining Zest's GAP or top-up insurance plan.

This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.

Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.

Specialised Dental treatments can be extremely expensive!

The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.

That can result in less money available for other medical needs and family limits being used on one member only!

Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.

No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!

Frequently Asked Questions:

Use my services - at NO COST TO YOU!

As an independent medical aid adviser, I promote many medical schemes and can discover the best plan to suit your needs.
I am accredited with the Council of Medical Schemes and am in a position to give you the best advice.

The last thing you need is a shortfall when you are trying to recover!

Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.

083 655 2164

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

We will offer you the best help at no cost!

How to Choose a Medical Aid

Easy-to-understand articles on medical aid.

Medical aid pays healthcare costs.
What if a disability stops your income?

YOUR TRUSTED, QUALIFIED ADVISOR:
Peter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991.
Death, Disability, Retirement, Investment, Healthcare and Estate Planning.
FSP Licence 2995 and Medical Aid Accreditation BR 7428
Based in Sandton.

Council of Medical Schemes
Disclaimer, Medical Disclosure

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Last update: May 10, 2025