Medshield is a Good Medical Aid

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medshieldA highly trusted medical aid scheme, providing you with stability, support and professionalism over many years, Medshield offer you superior quality in-hospital medical cover at an affordable price.

Medshield South Africa fits in between network plans and the more expensive, fully comprehensive medical aid - perfectly! A wide range of plans provides you with the best possible medical aid benefits at affordable prices.

You will discover a plan to suit your needs and budget.

Why Medshield Medical Aid is a good Medical Scheme:

  1. Trustworthy.
  2. Superior Quality at a Great Price.
  3. Guaranteed to discover a plan to meet your specific personal needs!
  4. Exceptionally experienced and friendly team to assist you!
  5. Caring since 1968 and is one of the largest, most trusted and well established medical aid schemes in South Africa!
  6. Preferential rates through partnership networks!
  7. AA-Global Credit rating!
  8. Online claims submission system and dedicated customer service staff!

7 Medshield plans provide you with a low-cost plan to suit your needs and budget!

medshield premium plus

Premium Plus brochure

Provides families and professional individuals with unlimited In-Hospital cover, and the freedom to manage their daily healthcare expenses through a Personal Savings Account.

  • A separate maternity benefit is provided.
  • A savings fund - the amount based on family size - allows you to manage out-of-hospital expenses.
  • Nominating a listed GP gives 2 additional GP visits once savings are spent.
  • Safety net if savings are used.
  • Excellent dentistry benefits, including orthodontics.
  • 80 Medshield Chronic conditions.

From R 8,784 pm with R21,084 savings for out of hospital costs.

medibonus

Medibonus brochure

The best choice for corporate employees and individuals who require comprehensive unlimited In-Hospital cover, coupled with extensive Day-to-Day benefits.

  • A separate maternity benefit is provided.
  • A daily amount for out-of-hospital costs including GP visits, optical and dental benefits, (including orthodontics), limited day-to-day specialists, radiology, pathology, and many more.
  • Nominating a listed GP gives you 2 additional visits once your Day-to-Day limits are spent
  • 70 Medshield Chronic conditions.
  • Excellent maternity benefits.

From R 8,346 pm with
R 15,000 defined day-to-day benefit limit.

mediplus

Mediplus brochure

The answer for middle to upper-income earners offering unlimited In-Hospital cover and a generous Day-to-Day Limit.
2 options with the same benefits, but networks, and care coordination, nominating a family practitioner and the specialist referral process are compulsory with Compact.

  • Unlimited hospital cover in a Medshield network of private hospitals.
  • Daily amount for out-of-hospital costs includes a range of benefits such as basic and specialised dentistry, optical, family practitioner visits, specialists, radiology and pathology, and many more.
  • Nominating a listed GP gives you 2 additional visits once your Day-to-Day limits are spent
  • 40 Medshield Chronic conditions.
  • Excellent maternity benefits.

Prime option from R 4,989 pm with R 11,000 defined day-to-day benefit limit.

Compact option from R 4,533 with R 11,000 defined day-to-day benefit limit.

medisaver

Medisaver brochure

Perfect for independant individuals who wants to manage their own healthcare expenses through a Personal Savings Account, with unlimited hospital cover.

  • Unlimited hospital cover in a Medshield network of private hospitals.
  • Savings fund for all day-to-day needs, including special dentistry.
  • Nominating a listed GP gives 2 additional GP visits once savings are spent.
  • Added out-of-hospital maternity package paid by Medshield!
  • 26 Medshield Chronic conditions.

From R 4,977 pm with R 8,964 savings for out of hospital costs.

medicore

Medicore brochure

At the very least, everyone should have unlimited In-Hospital cover in case of major medical emergencies

A hospital plan for those who require unlimited hospital cover, with full PMB cover. With certain In-Hospital procedures paid at a higher rate (Medshield Private Tariff 200%)

  • Unlimited hospital cover in a network of private hospitals.
  • Certain procedures paid at 200% of scheme rates.
  • Nominating a listed GP gives you 2 additional visits once your Day-to-Day limits are spent
  • NO Day-to-Day benefits.
  • 26 Medshield Chronic conditions.

From R 3,891 pm

medivalue

Medivalue brochure

The ideal option for individuals who need unlimited hospital cover, and partial Day-to-Day cover.
2 options with the same benefits, but networks, and care coordination, nominating a family practitioner and the specialist referral process are compulsory with Compact.

  • Unlimited hospital cover in a Medshield network of private hospitals.
  • Limited out-of-hospital cover for basic healthcare needs.
  • Daily benefit limit for out of hospital costs.
  • Nominating a listed GP gives you 2 additional visits once your Day-to-Day limits are spent
  • 26 Medshield Chronic conditions.

Prime option from R 2,997 pm with R 7,500 defined day-to-day benefit limit.

Compact option from R 2,715 with R 7,500 defined day-to-day benefit limit.

mediphila

Mediphila brochure

You never know when you, or your loved ones, may require medical care that could result in substantial costs. This option provides unlimited Medshield network hospital cover for PMB conditions, per beneficiary limits for non-PMB In-Hospital treatments and an Out-of-Hospital benefit limit for specific services. A good, affordable plan for pensioners.

  • Generous per beneficiary limits for non-PMB hospital.
  • Unlimited GP consults and R 4,500 daily limit for other out-of-hospital services.
  • 26 Medshield Chronic conditions.

This is the best plan for pensioners and low-income families to have medical aid cover!

From R 2,004 pm

medivalue

Medicurve brochure

provides the young and healthy with first time medical cover that fits perfectly into their lifestyle. A digital plan for the young, carefree, healthy individual.

  • Unlimited Family Practitioner consultations including virtual, in-person, and Videomed and nurse-led SmartCare consultations.
  • Dental benefits.
  • Wellness, maternity benefits.
From R 1,701 pm


dental

What is the cost?

Extra value services to enhance your mind, body and spirit.

All plans offer a new SmartCare clinic benefit for nurse-led primary healthcare medical consultations and relevant Videomed doctor consultations - paid by the medical aid!

Needs like:


ClickFit - professional workout programmes designed to give you the fitness results you’ve always wanted!

Medshield Movement - wellness initiative that empowers people of all walks of life to live their best lives through improved fitness, nutrition and health behaviours.

Medshield Mom - multiple care benefits during pregnancy and after birthing, includes free child immunisations up to age 12.

Medshield Wellness - preventive measures to ensure that you remain healthy by identifying possible issues early.

Just Rewards - a loyalty programme offering a range of lifestyle rewards! With Medshield, there are no points. No registration fees. No limits.

Elevate - Meet personalised fitness goals and get rewarded with a range of exciting prizes and lifestyle benefits.

top-upPrivate healthcare providers can charge up to 500% of medical scheme rates.
Medical aids add procedure co-payments as well.
These are significant concerns for medical aid members.

Protect yourself against these potential threats, by joining Cura's GAP or top-up insurance plan.
OR Zest GAP or top-up insurance plan.

This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have adequate benefits for medical treatments without bearing the full burden of unexpected costs.

Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.

dentalSpecialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand. Most treatments are done out of hospital, so are funded from your savings. That can result in less money available for other medical needs and family limits being used on one member only!

Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan OR Most Affordable Dental Planin South Africa.

No Medical Aid or have a Hospital Plan only? This plan will help you meet the high costs of both normal and specialised dentistry!

Now, can you really say that Medshield is not worth investigating?

Medshield application

P.S. If you work for a company, pass the Medshield Medical Scheme onto your HR I'm sure that Medshield can save your company substantial money.
And won't that look good for you!

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.

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whatsapp083 655 2164


You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

We will offer you the best help at no cost!

income protectionMedical aid pays healthcare costs.
What if a disability stops your income?


YOUR TRUSTED, QUALIFIED ADVISOR:
peter pyburnPeter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991. Death and Disability Planning; Retirement Planning; Investment Planning; Healthcare and Estate Planning.

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Last update: January 18, 2025