These pages will answer your questions and offer you in-depth information to make you feel secure that you have (and understand) the best plan for your needs.
Use the links to get the advice you want.
If you have concerns or questions please contact us!
Healthcare expenses can be the most expensive we have to pay!
Medical cover is designed to help you meet pay those unexpected costs.
But, we face an information overload when it comes to looking at medical aid plans!
This site is designed to make your choosing a medical aid plan simple and quick.
How does it work?
Late Joiner Penalties.
How Your Claims are Paid.
What is PMB?
These and other questions are explained in basic, easy to understand terms.
And should you need to ask questions, we are here to answer them for you!
No one said investigating healthcare plans is easy!
Understanding medical cover can be time consuming and confusing!
The questions you may ask are not unique! We all need to know what we are getting for the money we are spending.
- Why is choosing a medical aid plan such a complicated exercise?
- Are you suffering from an overload of information making a decision impossible?
- What type of questions should you ask?
- Where can you find correct and understandable advice?
Here are answers for some of the more common questions you may have.
Medical schemes have different plans for you to consider and the extent of the benefits they offer, determines the price or contribution you will pay.
Plans vary from fully comprehensive (and the most expensive) to basic cover (very affordable) that are linked to what you earn.
They all are designed to help you afford the finest medical care you can get.
It may be an alternative to look at "insuring" for your greatest healthcare risk, by joining a hospital only benefit plan?
Or, if you have needs for high out of hospital costs, you may need a comprehensive plan?
Here is where the benefits of different plans are explained.
See what they can offer you.
Obviously, one of the most important aspects of healthcare is the cost!
Once you do that, you can then look for a plan that best suits your needs and budget.
Get an idea of how much a medical aid plan in South Africa will cost.
Use these enquiry pages to submit request for FREE information on these specific medical schemes and plans.
Get the answer you seek and then do a comparison to find one that you may wish to join.
We can help you with the whole process - from application to acceptance - at no added cost!
Yes, with Fedhealth you can upgrade, within 30 days of a life-changing event!
Many medical aid members are scared of experiencing the “ what if ” scenario of unexpectedly high medical aid costs and not having the right healthcare plan at that time. So, they then tend to over insure themselves by buying benefits they may never use in their lifetimes, or, (what is becoming more and more prevalent) buying on affordability and not benefits.
Fedhealth however, is the only scheme that allows upgrades any time during the year!
What this means is that you have peace of mind in knowing that you are not paying for benefits you don’t (or may never) need.
Private healthcare is the best you can get, but it is expensive. Unfortunately, many medical aids do not pay full private rates in hospital. The costs would be too high if they did.
Medical Schemes also have in-hospital procedure co-payments.
A top-up or Gap plan will prevent you having to pay for an expensive claim shortfall or procedure co-payment!
Every medical aid member should have a top-up plan.
It is too late to join when you are in hospital!
But the cost might worry you, especially if you don't have a lot of money from your retirement savings.
Don't worry; there are cheap plans made just for retirees.
Healthcare is a complicated and dynamic industry.
Because it is such a critical part of your life, you need to be able to get the latest news about medical aid and how it affects you - in short and easy to understand articles.
Take a look at these informative articles from medical aid information to general healthcare tips
Knowledge is power. The more you know, the less confusing this industry becomes!
You pay it, whether you use the advice and service of broker or not!
So, I urge you to seriously consider appointing us as your medical aid broker.
It costs you nothing at all, because you are already paying for it!
The greatest threat of high financial costs lies with private hospitalisation treatment.
It goes without saying that you need at least a hospital benefit medical aid.
A plan that will guarantee you admission to a private hospital.
Guarantee you the finest medical treatment.
No up-front deposits to pay.
And unlimited cover.
I am Peter Pyburn, an Approved Financial and Medical Aid Broker.
FSP Licence # 2995.
Council of Medical Aid Accreditation BR 7428
I am a fully licenced, registered broker with Masthead, Financial Intermediaries Association, Council for Medical Schemes.
bestmedicalaid.co.za is my unique website on Medical Aid in South Africa.
I'll give you 100% accurate and truthful information. You can confirm my accreditations!
FlexiFED Savvy: The Most Affordable Hospital Plan in South Africa
This hospital plan is perfect for the digitally savvy GenZ generation, aged 35 and younger.
A sudden illness or injury can happen to anyone at any time, and that's why having medical aid in South Africa is an absolute necessity.
We have found a game-changer for the young and digitally savvy generation - flexiFED Savvy.
This is a first-world medical aid plan available for less than R1,000 per month. .
Fedhealth Medical Aid is truly an exceptional medical aid because they really do offer the best, affordable, unique, value-added benefits of any medical scheme in South Africa!
Their healthcare plans will meet all your needs!
This is the only medical aid that allows you to control your premium, while keeping the best benefits available!
The finest, unlimited hospital cover (at any hospital) with the option of a day-to-day savings account that you repay - ONLY WHEN YOU USE IT!
Use private hospitals (in the KeyCare network of hospitals) and listed day-to-day providers (including GP's specialists and gynaecologists), who are linked to the scheme and you get a discounted premium!
These are the plans you should consider joining, in and out of hospital benefits,but at a hospital plan premium!
If you can afford a hospital plan, you can afford a medical aid!
Your guide on What A Medical Aid Savings Account is and How it works.
Medical aids pay your medical costs in 3 ways:
Safeguard yourself against these potential threats, by joining a GAP or top-up insurance plan.
This separate insurance acts as a protective layer, covering most in-hospital claim shortfalls and any co-payments.
It is a vital safety net, ensuring you have adequate coverage for medical treatments without bearing the full burden of unexpected costs.
Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan in South Africa.
Do you need help understanding your medical aid benefits and limits?
Let us assist you at no charge!
Your medical scheme pays us to help you, so use us!
083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
Medical aid pays healthcare costs.
What if a disability stops your income?
Peter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991. Death and Disability Planning; Retirement Planning; Investment Planning; Healthcare and Estate Planning. More...
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Last update: February 9, 2024