Why Join Bonitas Medical Aid
Invest in your well-being with Bonitas Medical Aid by Choosing a Plan That Fits Your Needs
Bonitas is a top choice for medical aid in South Africa. Their plans will meet many members budgets and needs. Bonitas has over 40 years of service and more than 730,000 members. Members enjoy a vast network of 4,500 doctors and hospitals. They offer quality medical care at low cost.
2026 sees new options like BonCore for young adults.
If you seek reliable medical aid, Bonitas is be your best choice.
The Benefits of Joining Bonitas Medical Aid:
Bonitas offers 12 plans, from entry-level hospital-only options to full-cover comprehensive schemes with higher limits or unlimited day-to-day benefits.They suit singles, families, and seniors.
All plans offer:
Unlimited Hospital and (amongst other benefits) in-hospital GP and specialist consultations with network doctors covered in full at the Bonitas rate, blood tests and X-rays, MRI/ CT scans, mental health hospitalization, unlimited PMB oncology and high limits for non-PMB oncology. PET scans, organ transplants, kidney dialysis and day surgery procedures.An extensive list of hospitals throughout South Africa.
Day-to-day benefits paid either by way of a savings fund or set benefit per member, with a safety net benefit should savings be spent.
Emergency room treatment, GP (including virtual care consultations) and specialist consultations, prescribed medicines, x-rays, blood tests, over-the-counter medicines, optometry services, dentistry.
A Benefit Booster (an extra amount for out of hospital costs) after completing an online mental health assessment and wellness screening. Use it for GP, OTC medicines, X-rays and pathology before you spend your savings.
Up to 61 Chronic illness medicine and treatments on certain plans.
Superb Maternity Benefits!
- Up to 12 antenatal consultations.
- 2 x 2D ultrasound scans
- 1 amniocentesis
- Antenatal classes
- 4 postnatal consultations with a midwife after delivery (1 of these can be with a lactation specialist)
- And many more benefits ...
Mother and Child care benefit.
Hearing, Vision, Congenital hypothyroidism screening, 24/7 telephonic baby advice, paediatric and GP consultations, childhood immunisations up to 12 years old.
International and Africa travel benefits
Preventative care to promote early detection of health issues, with health screenings, tests and vaccines programs
Care programmes for oncology, mental health, diabetes, back and neck, hospital-at home, female health, HIV/AIDS.
Wellness screening checks that unlock additional healthcare benefits, like extra consultations with a GP, biokineticist, and dietician.
An app for convenient management of medical aid services.
By choosing Bonitas Medical Aid over other medical schemes in 2026, you can benefit from a combination of affordability, comprehensive benefits options, financial stability, innovative plans designed to different needs, and a commitment to quality healthcare services.
Hospital and day-to-day savings plans
A set savings amount, to use as you choose, for day-to-day costs like GP visits, optometry and dentistry.Extensive hospital cover and additional maternity, wellness and preventative care benefits.
Boncomprehensive -the most comprehensive savings plan that offers extensive cover – including an unlimited above threshold benefit – for day-to-day medical needs and unlimited hospital cover at any private hospital. It also provides cover for chronic medicine, preventative dentistry, contraceptives, and maternity and childcare benefits,
Premiums range from R 12,509 pm
with R 22,512 savings.
Unlimited Threshold
Boncomplete - A comprehensive savings plan that offers extensive cover – including an above threshold benefit – for day-to-day medical needs and unlimited hospital cover at a comprehensive list of private hospitals. It also provides cover for chronic medicine, preventative dentistry, contraceptives, and maternity and childcare benefits.
Premiums range from R 6,614 pm
with R 11,880 savings.
Threshold R 14,230
Bonclassic - A savings plan that offers broad cover for day-to-day medical needs and unlimited hospital cover at a comprehensive list of private hospitals. It also provides cover for chronic medicine, preventative dentistry, contraceptives, and maternity and childcare benefits.
Premiums range from R 8,238 pm
with R 14,832 savings and set benefits.
Bonsave - A savings plan that offers ample cover for day-to-day medical needs and unlimited hospital cover at a comprehensive list of private hospitals. It also provides cover for chronic medicine, preventative dentistry, contraceptives, and maternity and childcare benefits.
Premiums range from R 4,047 pm
with R 12,144 savings and other set benefits.
Bonfit
Premiums range from R 2,698 pm
with R 4,848 savings and other set benefits.
BonPrime - A savings plan that offers adequate cover for day-to-day medical needs and unlimited hospital cover at a defined list of private hospitals. It also provides cover for chronic medicine, preventative dentistry, contraceptives, and maternity and childcare benefits.
Premiums range from R 3,255 pm
with R 6,252 savings and other set benefits.
Edge plan
A new category plan that is innovative and uses the latest technology, designed for economically active singles, living in the larger metros.
Bonstart Plus - An innovative, digital-first plan driven by technology. It gives you access to a private hospital network as well as basic day-to-day benefits including unlimited GP consultations, virtual care, maternity and childcare benefits, dental and optical consultations.
Premiums range from R 2,040 pm
Premiums range from R 1,603 pm
Traditional hospital and set day-to-day benefit plans
Set benefit limits and amount for GP, optical and dental. If you use the benefit, you then have access to the alternative categories for the remainder of the year.
There is a separate benefit for GP consultations.
Standard - A comprehensive traditional plan that gives you an overall day-to-day limit with sub limits for GP and specialist consultations, medicine, X-rays, blood tests and more, as well as additional benefits paid from risk. It also provides access to any private hospital.
Premiums range from R 5,929 pm.
Standard Select - provides access to a defined list of private hospitals.
Premiums range from R 5,431 pm.
Primary - A traditional plan that gives you an overall day-to-day limit with sub limits for GP and specialist consultations, medicine, X-rays, blood tests and more, as well as additional benefits paid from risk. It also provides access to a comprehensive list of private hospitals.
Premiums range from R 3,588 pm.
Income-related premium, capitation benefit plan
Boncap - An income-based, entry level plan offering basic day-to-day benefits using a network of doctors and providers, as well as unlimited hospital cover at a defined list of private hospitals.
Premiums range from R 1,730 pm.
Hospital plans
These plans cover you in hospital for emergency and planned procedures.Additional benefits for wellness and preventative care!
Hospital Standard- A hospital plan that offers unlimited private hospital cover at a comprehensive network of private hospitals for emergencies and planned procedures. Some additional benefits include preventative care, cover for chronic medicine and contraceptives, as well as maternity and childcare benefits.
Premiums range from R 3,561 pm.
Bonessential - A hospital plan that offers unlimited private hospital cover at an extensive network of private hospitals for emergencies and planned procedures. Some additional benefits include preventative care, cover for chronic medicine and contraceptives, as well as maternity and childcare benefits.
Premiums range from R 2,747 pm.
Bonessential Select - over at a defined network of private hospitals
Premiums range from R 2,345 pm.
BoneCore -A digitally enabled hospital plan with unlimited hospital cover at a defined network of private hospitals, virtual-first primary care, and a limited number of face-to-face GP visits.
Premiums range from R 1,275 pm.
Private healthcare providers can charge up to 500% of medical scheme rates.Medical aids add procedure co-payments as well.
These are significant costs you must consider.
Protect yourself by joining Zest's GAP or top-up insurance plan.
This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of randMost treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!
Frequently Asked Questions
What benefits does Bonitas Medical Aid offer?
Bonitas provides a wide range of benefits, including unlimited GP consultations, unlimited private hospital, comprehensive cancer benefits, specific procedures like gynaecology, plastic and reconstructive surgery and scopes done in suitably equipped rooms paid, emergency care, OTC medicines, virtual GP visits, mental health support, chronic illness and wellness programs.
How does Bonitas support maternity needs?
Bonitas has superb maternity benefits, including up to 12 consultations during pregnancy, ultrasound scans, antenatal classes, consultations with a midwife after delivery, and more.
What are the Managed Care Programmes, and how do they help?
Bonitas offers programmes benefits for conditions like cancer, mental health, HIV/aids, diabetes, back and neck pain, hip and knee replacements, audiology and dental wellness. These programs support members by helping them to manage chronic condition and get back to good health.
What wellness benefits does Bonitas provide?
Bonitas also offer preventive care benefits like free annual screening checks, flu vaccines, HIV tests, and mammograms, designed to early detect possible health issues.
What are the different plan options available with Bonitas?
Bonitas offers 12 plans, from traditional, savings, hospital, co-payment plans, and income-based premium network plans. They offer a wide choice for members and you will find a plan to suit your needs and pocket.
Affordable options with excellent benefits and premiums starting from R1,275 per month. Designed for younger families and individuals.
Network Options with discounted premiums when using specific hospitals.
Comprehensive plans like BonClassic, BonComplete, and BonComprehensive offer unlimited hospital cover and a broad scope of day-to-day benefits.
Hospital only benefit plans with lower premiums, where you self-pay day to day costs.
So, now can you really say that Bonitas is not worth investigating?
P.S. If you work for a company, pass the Bonitas Medical Scheme onto your HR I'm sure that Bonitas can save your company substantial money.
And won't that look good for you!
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
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You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
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Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
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Over 30 ears of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.
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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.
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Last up December 30, 2025 date