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Why Join Bonitas Medical Aid
Frequently Asked Questions
What benefits does Bonitas Medical Aid offer?
Bonitas provides a wide range of benefits, including unlimited GP consultations, unlimited private hospital, comprehensive cancer benefits, specific procedures like gynaecology, plastic and reconstructive surgery and scopes done in suitably equipped rooms paid, emergency care, OTC medicines, virtual GP visits, mental health support, chronic illness and wellness programs.
How does Bonitas support maternity needs?
Bonitas has superb maternity benefits, including up to 12 consultations during pregnancy, ultrasound scans, antenatal classes, consultations with a midwife after delivery, and more.
What are the Managed Care Programmes, and how do they help?
Bonitas offers programmes benefits for conditions like cancer, mental health, HIV/aids, diabetes, back and neck pain, hip and knee replacements, audiology and dental wellness. These programs support members by helping them to manage chronic condition and get back to good health.
What wellness benefits does Bonitas provide?
Bonitas also offer preventive care benefits like free annual screening checks, flu vaccines, HIV tests, and mammograms, designed to early detect possible health issues.
What are the different plan options available with Bonitas?
Bonitas offers 15 plans, from traditional, savings, hospital, co-payment plans, and income-based premium network plans. They offer a wide choice for members and you will find a plan to suit your needs and pocket.
Affordable options with excellent benefits and premiums starting from R1,378 per month. Designed for younger families and individuals.
Network Options with discounted premiums when using specific hospitals.
Comprehensive plans like BonClassic, BonComplete, and BonComprehensive offer unlimited hospital cover and a broad scope of day-to-day benefits.
Hospital only benefit plans with lower premiums, where you self-pay day to day costs.
Invest in your well-being with Bonitas by Choosing a Plan That Fits Your Needs
Bonitas Medical Aid provides a range of value-for-money plans that cover major medical expenses and chronic medication, giving you the funds to get medical treatments whenever you need them.
The Benefits of Joining Bonitas Medical Aid:
- Day-to-day benefits where you can benefit from unlimited GP consultations, prescribed medicines, x-rays, blood tests, over-the-counter medicines, optometry services, basic dentistry, and virtual care under the various plans
- Benefit Booster up to R 5,000 at no cost
- Unlimited Hospital cover, at any hospital in South Africa
- Specific procedures, including gynaecology, plastic and reconstructive surgery and scopes done in suitably equipped rooms paid
- Emergency care for quick advice, appropriate triage and support.
2 emergency room consultations per family paid - Comprehensive cancer benefits - unlimited for PMB
- Over-the-counter medicines offered on most plans.
- Broad network of Virtual doctor and nurse services.
- Mental health programme on all plans includes depression benefits
- Chronic illness with benefits for up to 60 chronic conditions and free medicine delivery to members' doors.
- basic dentistry, optometry, and maternity consultations
- 27 Prescribed Minimum Benefits, including oncology cover
- Home-based care where a care worker is sent to your home to help you recover from certain hospitalisation treatments.
- Early Detection Programs Health Screenings, Tests and Vaccines programs, which promote early detection of health issues.
- Long-term care benefits through innovative programs like oncology management and hospital and medicine management.
- Wellness screening check that unlocks additional healthcare benefits like extra consultations with a GP, biokineticist, and dietician
- An app for convenient management of medical aid services
- Able to choose healthcare providers, although using in-network providers may be more cost-effective
- A Long-Standing Reputation with over 40 years of experience, Bonitas has a deep understanding of what a medical aid should offer, ensuring reliability and quality service.
- Large Membership Base with over 721,000 members attest to Bonitas' popularity and trust among individuals speak to the quality of service it provides.
- Accessible Services using a large network of providers, consisting of 4,500 doctors, hospitals, and other medical facilities throughout South Africa.
- Access to Additional Benefits, like maternity benefits, preventive care services, and wellness programs.
- You only pay for 3 children. Full-time students and dependants pay child rates up to age 24 years.
- Financial Security a strong financial standing, with a credit rating of AA-, and reserves exceeding R4 billion, ensuring that claims are paid promptly and efficiently.
- International Europe Assist Travel Cover for both leisure and business travel.
- Africa travel benefit
- Up to 12 consultations during pregnancy
- 2 x 2D ultrasound scans
- 1 amniocentesis
- Antenatal Classes
- 4 consultations with a midwife after delivery (1 of these can be with a lactation specialist)
- Many more benefits ...
Managed Care Programmes
Help to manage your chronic condition, get second opinions and use your benefits wisely!
Covers conditions like cancer, mental health, HIV/aids, diabetes, back and neck pain and hip and knee replacements.
Wellness benefits
Wellness and preventative care benefits on all plans designed to assist you to lead a healthier and happier life! Benefits like a free annual screening check, flu vaccine and HIV test and mammograms.
(These benefits are in addition to your savings and day-to-day benefits, so you get more value for money.)
Preventative Care
Benefits to detect serious illnesses early, so you can take the necessary steps to stay healthy.
Bonitas offers 15 plans to meet various healthcare and budgets,including traditional, savings, hospital, co-payment plans and income-based premium capitation plans, providing flexibility and choice for members.
Affordable options with excellent benefits and premiums starting from R1,378 per month. Designed for younger families and individuals.
Network Options with discounted premiums when using specific hospitals.
Comprehensive plans like BonClassic, BonComplete, and BonComprehensive offer unlimited hospital cover and a broad scope of day-to-day benefits.
Hospital only benefit plans with lower premiums, where you self-pay day to day costs.
Hospital and day-to-day savings plans
A set savings amount, to use as you choose, for day-to-day costs like GP visits, optometry and dentistry.Extensive hospital cover and additional maternity, wellness and preventative care benefits.
Boncomprehensive - for individuals or families looking for extensive cover across a wide range of healthcare services. Unlimited any hospital cover and comprehensive day-to-day benefits, this plan offers peace of mind and financial security for all your medical needs.
Benefits for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. Excellent maternity. 60 chronic conditions.
Savings account for out-of-hospital costs. Once savings are spent, you pay a further "self-payment gap" amount. Thereafter, the scheme pays further day-to-day claims for that year.
Premiums range from R 11,321 pm
with R 25,632 savings.
Threshold R 30,842
Boncomplete - if you require enhanced day-to-day benefits beyond what BonClassic offers, consider this plan. While slightly more expensive, it provides greater benefits for routine medical expenses.
Benefits for major medical events admitted to listed private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. Excellent maternity. 31 chronic conditions.
Savings account for out-of-hospital costs. Once savings are spent, you pay a further "self-payment gap" amount. Thereafter, the scheme pays limited further day-to-day claims for that year.
Premiums range from R 6,040 pm
with R 10,848 savings.
Threshold R 13,108
Bonclassic - for those seeking comprehensive benefits while maintaining a moderate monthly contribution, it is an excellent choice. Unlimited listed hospital cover and good day-to-day benefits, making it suitable for individuals and families requiring extensive medical care. Savings account for out-of-hospital costs.
Benefits for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. Excellent maternity. 47 chronic conditions.
Premiums range from R 7,453 pm
with R 12,636 savings and set benefits.
Bonsave - perfect for those who want a balance between listed hospital cover and day-to-day benefits. With a savings account to manage your out-of-hospital expenses and essential healthcare benefits, this plan offers flexibility and affordability without compromising on quality care.
Cover for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. Excellent maternity. 27 chronic conditions.
Savings account for out-of-hospital costs.
Premiums range from R 3,782 pm
with R 11,352 savings and other set benefits.
Bonfit Select - for those seeking basic listed hospital and day-to-day benefits at a reduced rate. It offers essential benefits for individuals and families looking to minimise their monthly contribution while still receiving adequate medical care.
Essential cover for major medical events admitted to network hospitals. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. Good maternity. 27 chronic conditions.
Basic savings account for out-of-hospital costs.
Premiums range from R 2,524 pm
with R 4,536 savings and other set benefits.
Edge plan
A new category plan that is innovative and uses the latest technology, designed for economically active singles, living in the larger metros.
Bonstart Plus - an excellent choice for singles looking for essential healthcare benefits at an affordable rate. With a focus on essential listed hospital and day-to-day benefits, it provides quality healthcare benefits without unnecessary frills or expenses. Additionally, the chronic condition support and convenient services make it a compelling choice for those with long-term health needs.
Cover for major medical events admitted to a network, private hospital. Day surgery, specialists, MRI and CT scans and excellent maternity benefits.
Day-to-day benefits include unlimited GP consultations, GP referred medicines, x-rays and blood tests, OTC medicines, optometry, basic dentistry and virtual care.
Premiums range from R 1,907,pm
Bonstart - for those who are looking for affordable healthcare benefits that meets their unique needs. With comprehensive benefits, listed hospitals, day-to-day benefits, and chronic condition management, it provides quality healthcare at an affordable price. Solutions for singles in urban areas. More affordable with slightly lower benefits.
Premiums range from R 1,498 pm
Traditional hospital and set day-to-day benefit plans
Set benefit limits and amount for GP, optical and dental. If you use the benefit, you then have access to the alternative categories for the remainder of the year.
There is a separate benefit for GP consultations.
Standard - a reliable choice for those seeking comprehensive healthcare benefits without compromising on quality. Unlimited any hospital cover and a range of day-to-day benefits, this plan ensures peace of mind for you and your family.
Benefits for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply.45 chronic conditions.
Premiums range from R 5,439 pm.
Standard Select - for individuals looking for essential healthcare benefits at an affordable rate. With a balance between listed hospital and day-to-day benefits, this plan offers comprehensive care while being budget-friendly.
It offers a discounted premium for using network hospitals and offers cover for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply.45 chronic conditions.
Premiums range from R 4,915 pm.
Primary - a cost-effective option for individuals prioritising primary healthcare services. Essential any hospital and day-to-day benefits, this plan provides reliable benefits for your basic medical needs.
It offers cover for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. 27 chronic conditions.
Premiums range from R 3,307 pm.
Primary Select - suitable for those looking for affordable healthcare with network options. This plan provides essential benefits at a reduced rate while ensuring access to quality medical services within the network hospitals.
Offers a discounted premium for using listed hospitals and benefits for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. 27 chronic conditions.
Premiums range from R 2,946 pm.
Income-related premium, capitation benefit plan
Boncap - a unique income-based approach to healthcare benefits, ensuring affordability based on income level. With Comprehensive contributions and designed benefits, this plan provides access to essential medical services while considering your financial circumstances.
Entry level plan with basic day-to-day benefits and listed hospital cover using a network of doctors, providers and hospitals. 27 chronic conditions.
Premiums range from R 1,554 pm.
Hospital plans
These plans cover you in hospital for emergency and planned procedures.Additional benefits for wellness and preventative care!
Hospital Standard- -unlimited listed private hospital cover and a range of services included, this plan ensures peace of mind during medical emergencies and planned procedures.
Cover for major medical events admitted to private hospital. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply.
In hospital MRI and CT scans, unlimited specialists and GP consults, bloods, x-rays and ultrasound, basic (in hospital) specialised dentistry, mental health, physical rehab, cancer, kidney and organ transplant.
Defined list of approved procedures performed in the specialist’s rooms. 27 chronic conditions.
Premiums range from R 3,252 pm.
BonEssential - for individuals and families seeking essential healthcare benefits with a focus on hospital benefits, day-to-day care, chronic condition support, and managed care programs.
Affordable premiums and comprehensive benefits, this plan offers a balance between cost-effectiveness and quality healthcare. Benefits for major medical events admitted to any private hospital. Co-payments may apply to specific admissions and/or procedures.
27 chronic conditions.
Premiums range from R 2,509 pm.
Bonessential Select - for individuals looking for affordable healthcare benefits with network options designed to their budgetary needs.
Comprehensive day-to-day benefits, chronic illness. Using listed hospitals for a discounted premium. Co-payments may apply to specific admissions and/or procedures. Managed Care protocols apply. 27 chronic conditions.
Premiums range from R 2,192 pm.
Both plans offer in hospital MRI and CT scans, unlimited specialists and GP consults, bloods and x-rays. Also emergency room and benefits for a defined list of approved procedures performed in the specialist’s rooms.
International travel and Africa travel benefits.
Private healthcare providers can charge up to 500% of medical scheme rates.Medical aids add procedure co-payments as well.
These are significant costs you must consider.
Protect yourself by joining Zest's GAP or top-up insurance plan.
This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.
Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand. Most treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!
So, now can you really say that Bonitas is not worth investigating?
P.S. If you work for a company, pass the Bonitas Medical Scheme onto your HR I'm sure that Bonitas can save your company substantial money.
And won't that look good for you!
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.
083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
Medical aid pays healthcare costs.
What if a disability stops your income?
YOUR TRUSTED, QUALIFIED ADVISOR:
Peter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991.
Death, Disability, Retirement, Investment, Healthcare and Estate Planning.
FSP Licence 2995 and Medical Aid Accreditation BR 7428
Based in Sandton.
Council of Medical Schemes
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