Best Medical Aid in South Africa

Discovery Health's KeyCare Plan - the most popular, affordable medical aid option.

Premiums based upon what you earn!

  1. Do you wish you could afford medical aid, but find that it is just too expensive and complicated?
  2. Are the more comprehensive plans way too expensive for you?
  3. Is a basic hospital plan – without out of hospital cover – still more than you can afford?
  4. And what if you need to see a doctor, not just hospital?
  5. Do you need a medical aid where you can see the doctor as often as needed?
  6. And do you want a plan that is easy to use?
  7. That has no need to manage a complicated medical savings account when it comes to paying costs?

If you answered yes, here is the healthcare plan for you!

keycare plusDiscovery Health's KEYCARE PLAN is South Africa's most popular, low-cost medical plan.

In fact, it is bigger than some total medical aids. There must be a reason for that!
With more than 400,000 beneficiaries – you’re in good company when you join.

KeyCare is a network plan.
That means that you are required to use private hospitals (in the KeyCare network of hospitals) and day-to-day providers (including GP's specialists and gynaecologists), who are linked to the scheme.

By accepting this, you get a discounted premium!

You get, unlimited hospitalisation, casualty benefit, GP visits, prescribed medicines and basic dentistry, optical and preventive screening tests and flu vaccines benefits!

It is easy to understand and use, especially for those who are joining a medical scheme for the first time and don’t really understand the more complicated plans.

KeyCare is different from all the other Discovery Health plans, designed to help those who earn a lower income have access to quality healthcare at a very affordable premiums.

Your premium is based on what you earn, so the same benefits apply for every member - irrespective of your earning ability!

You use the higher income of either adult member and then look at that amount in the quote. That's premium.
You prove your income by submitting a form and 3-months of payslips and bank statements.

If you want unlimited private hospital cover and mostly unlimited day-to-day benefits - from day 1 - for an affordable premium then,

The plan is ideal for pensioners and families on a strict budget! Way better than any hospital insurance plan!

KeyCare has 3 plan options - (please see the brochures for a comprehensive explanation):

keycare plusKeyCare Plus is the most comprehensive plan, offering in and out of hospital benefits, through extensive hospital and GP networks.

Premiums start from R 1,207 pm

startKeyCare Start offers lower cost, in and out of hospital benefits with a smaller hospital and GP network.

Premiums start from R 914 pm.

List of network GP's in your area...

coreKeyCare Core - only in-hospital benefits.

Premiums from R 949 pm.

quote I want a quote
Just look at these Maternity benefits!

  1. Cover during your pregnancy and for two years after your baby’s birth
  2. Eight antenatal consultations with your gynaecologist, GP or midwife
  3. Two 2D ultrasound scans including one nuchal translucency test.
  4. 3D and 4D scans are paid up to the rate we pay for 2D scans
  5. A Non-Invasive Prenatal Test (NIPT) if you meet the clinical entry criteria
  6. A defined basket of blood tests
  7. 5 pre- or postnatal classes or consultations with a registered nurse
  8. Up to 2 GP visits, paediatrician or an ENT for your baby
  9. One 6-week post-birth consultation at your midwife, GP or gynaecologist
  10. One nutritional assessment at a dietitian
  11. Two mental health consultations with a counsellor or psychologist
  12. One lactation consultation with a registered nurse or lactation specialist.

Even more KeyCare benefits ...

  • Dental consultations, fillings and tooth removals.
  • Optometrist with a specific range of glasses/contacts every 2 years
  • Trauma Recovery benefit.
  • Mental Health benefit
  • Chronic dialysis benefit.
  • List of blood, urine and other fluid tests.
  • Basic x-rays.
  • Specialist GP's to help you manage your specific medical conditions - like HIV, hypertension, hyperlipidaemia and ischaemic heart disease, diabetes and mental health.
  • If you are at risk of developing or are diagnosed with cardiovascular disease or diabetes, KeyCare will provide you with goals, tailored to help you manage your health and track your progress!
  • Unlimited cover for cancer with a palliative care programme.
day to day

  • Screening and prevention benefits, important to ensure that medical conditions are detected early. This is for adults and children.
  • International second opinion services, Home-based care, Compassionate care.
  • Cover for Medical equipment like wheelchairs, wheelchair batteries and cushions, transfer boards and mobile ramps etc


Vitality is the best wellness programme that encourages, facilitates and rewards you as you get healthier.
Get points for using Vitality and increase your discounts and benefits!

Use the DISCOVERY CREDIT CARD and get rewarded every time you use it!

Join a medical scheme where you will have no complaints about having run out of medical savings!

KeyCare Plus

  • Do you fall into one of the lower income bands where this option offers the most value for money?
  • Do you have a large family who needs to see the doctor every other month?
  • Are you petrified at the prospect of landing up in a government hospital?

Then, become a member of the largest, fastest growing, best Network Medical Plan in South Africa today!

You'll not find these benefits, for this cost anywhere.
This is the best, cheapest medical aid available in South Africa!

Guarantee you won't have to use state hospitals!


Join now with the Keycare application and instructions on completing it!

P.S. If you work for a company, pass the Discovery Health Medical Scheme onto your HR I'm sure that Discovery Health can save your company substantial money. And won't that look good for you!

I am an Affiliated Independent Financial Adviser and Medical Aid Broker.
I market Discovery Health products and am not employed by them.

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

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Last update Oct 16, 2020

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