Medical Aid KeyCare

The Benefits of a Low-cost, Network Medical Aid

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Affordable with excellent benefits.
Reasons why it is the most popular plan in South Africa.

Frequently Asked Questions: KeyCare Medical Aid

1. Are you finding medical aid is difficult to understand and too expensive?
Many people, like you, find medical aid difficult to understand costly. However, KeyCare from Discovery Health offers easy to understand benefits and has a premium based on your income, so it is available to everyone. It is ideal for first-time medical aid members as well as pensioners. It offers affordability and more than adequate benefits.

2. Is a comprehensive medical aid too expensive?
Comprehensive medical aid is expensive and many members need to look for more affordable plans. KeyCare is an ideal plan to consider as it offers excellent, comprehensive benefits at affordable income-related premiums.
It ensures that most members and families can get a medical aid they can afford.

3. Do you want to use private hospitals?
Admission to private hospitals is a necessity in South Africa. KeyCare provides all the benefits of private hospitalisation at a much lower cost when compared to other plans. You do need to use listed providers, but with an extensive network, you can easily get access to quality healthcare -when you need it.

4. Do you often need to see a doctor?
Visits to the doctor are essential for good health, but the cost of those consults adds up quickly. If you use a GP often, KeyCare is you answer, because it gives you unlimited network GP visits, whether for routine check-ups, managing chronic conditions, or emergencies.

5. Do you want a medical aid that is easy to understand and use?
Medical aid is notorious for “fine print.” But KeyCare is simple understand and use. It has clear benefits and rules, from finding a provider, submitting claims, or understanding the benefits. Their “user-friendly” approach makes this medical aid simple and stress-free for members.

Looking for medical aid that is affordable but has good benefits and limits?

  1. Is medical aid, just too expensive and complicated?
  2. Are comprehensive plans way too expensive?
  3. Do you want to use private hospitals?
  4. Do you need to see the doctor as often as needed?
  5. Do you want a plan that is easy to use?

If you answered yes to any of these questions, then it is time you join the most popular plan in South Africa!

Why People Prefer KeyCare.

keycare medical aid hospital benefitsKeyCare is an affordable medical aid offering private hospitalisation, day-to-day and chronic illness benefits. 350,000 beneficiaries cannot be wrong:

Affordable Premiums. KeyCare plans are generally considered one of the more affordable medical aid options in the market.
They are suitable for individuals seeking affordable healthcare excellent benefits and service.
Premiums are based on your income (which you need to prove). They are recommended for low income earners and pensioners.

KeyCare has 4 plans to choose from:

1. Keycare Plus: Comprehensive in and out-of-hospital benefits.
Premiums start from R 1,652 pm.

2. Keycare Start: Lower cost option with a smaller provider network
Premiums start from R 1,1239 pm.

3. Keycare Start Regional: Specific regions with day-to-day healthcare benefits
Premiums start from R 1,102 pm.

4. Keycare Core: In-hospital only benefits.
Premiums range from R 1,286 pm.

KeyCare Brochure

List of hospitals

You to choose a plan that meets your healthcare needs and budget
And is way better than any hospital insurance plan!

The Benefits KeyCare offers

keycare medical aid benefitsHospital Benefits


Chronic Illness Benefits

keycare medical aid day-to-day benefitsOut of hospital Benefits

keycare medical aid maternity benefitsMaternity Benefits

keycare medical aid screening and preventionScreening and Prevention Benefits

Wellth fund that unlocks up to R 10,000 for discretionary benefits by having a health check.

Comprehensive palliative care programme.

Disease Prevention Programme.

Home Care benefits.

Digital Health care -Speak to a GP, musculoskeletal recovery support and digital therapeutics for depression.
Personalised health pathways to improve health wherever and whenever you need it and it offers rewards for completing best actions.

Second opinion services from Cleveland Clinic for life-threatening and life-changing conditions.

Trauma Recovery Extender Benefit extends your cover for out-of-hospital claims related to certain traumatic events.

Value Added Offers like:

Discovery Health App

What is the cost?


Top-up medical insurance to cover shortfallsPrivate healthcare providers can charge up to 500% of medical scheme rates.
Medical aids add procedure co-payments as well.
These are significant costs you must consider.

Protect yourself by joining Zest's GAP or top-up insurance plan.

This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.

Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.

Affordable dental insurance South AfricaSpecialised Dental treatments can be extremely expensive!

The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.

That can result in less money available for other medical needs and family limits being used on one member only!

Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.

No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!

Discovery Vitality program rewards for healthy living including gym discounts and healthy food benefitsVitality is the best wellness programme that encourages, facilitates and rewards you as you get healthier.
Get points for using Vitality and increase your discounts and benefits!

Use the Discovery Credit Card and get rewarded every time you use it!

Join a medical scheme where you will have no complaints about having run out of medical savings!

You'll not find these benefits, for this cost anywhere.

This is the best, cheapest medical aid available in South Africa!

Join now using the Discovery application and instructions on completing it!

P.S. If you work for a company, pass the Discovery Health Medical Scheme onto your HR I'm sure that Discovery Health can save your company substantial money. And won't that look good for you!

I am an Affiliated Independant Financial Adviser and Medical Aid Broker.
I market Discovery Health products and am not employed by them.
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.

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You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.


You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!

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Your Trusted and Qualified Financial Advisor

peter pyburnPeter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.
Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including:

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FSP Licence 2995 and Medical Aid Accreditation BR 7428, ensure trusted and professional service.

Why Choose Peter Pyburn?

  • Over 30 ears of experience in financial services
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Contact Peter Pyburn today for reliable and qualified financial guidance.

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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.

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Last verified: July 9, 2025