Momentum Health Ingwe | Best, Affordable Medical Aid Plan is an affordable medical aid plan starting at R589 per month.
It offers:- no overall hospitalisation
- full cover for network specialists and providers
- specialised procedures, maternity, emergency C-sections, neonatal care, mental health, chronic conditions, MRI/CT scans, cancer, and kidney benefits.
- Mostly unlimited day-to-day benefits that include network GP visits, prescribed medicines, essential network dental, and optical care
- premiums based on member's income level
Are you looking at joining a medical aid plan, but feeling confused by the options available?
Here is why Momentum Health's Ingwe plan might be perfect for you.
Ingwe is one of South Africa's top network medical aid plans. Whether you prefer to use your own private or a network of hospitals (for a discounted premium), Ingwe offers excellent benefits for an affordable price.Premiums start from just R 589 per month, and are based upon your income.
Hospital Benefits.
Ingwe covers life-threatening situations like accidents or sudden illnesses.It has no overall annual limit on hospitalisation, so you can be sure your healthcare needs are comprehensively addressed.
Ingwe covers specialised procedures and treatments, including maternity confinements, emergency Caesarean, neonatal intensive care, and more.
You're also covered for PMB knee and hip replacements, MRI and CT scans, mental health services, HIV treatment, as well as cancer and kidney benefits.
Day-to-Day Benefits
Ingwe offers listed day-to-day benefits that meet to your routine healthcare needs without the need for a savings account.
Listed GP visits, prescribed medicines, specialist care, MRI and CT scans, casualty or after-hours treatment, physiotherapy, pathology tests diagnostic tests, or dental and optical treatments, and more.
Chronic Illness Benefits
Managing long-term chronic conditions can be expensive, but Ingwe's Disease Management Programmes provides you with all the tools and resources you need to stay healthy.Cover for 26 listed chronic conditions.
Affordability
Ingwe plan premiums are based upon income, ensuring everyone enjoys the same benefits, regardless of earnings.Starting from just R 589 per month for a single member, quality healthcare becomes affordable for all members.
You do need to provide proof of income by completing an income form and submitting three months' payslips and bank statements.
The Health Platform Benefit
Ingwe offers additional benefits through its Health Platform Benefit, which promotes health awareness, early detection, and disease management.From preventative care and maternity programmes to health education and local emergency cover, Ingwe supports members healthy and well-being.
Benefits like:
- blood pressure, cholesterol, blood sugar, height, weight etc.
- dental consultation
- Pap smear, prostate
- GP physical exam
- baby, flu, Tetanus immunisation
- Antenatal visits, growth scans.
As a member of Ingwe, you can join Multiply, a leading loyalty programme that rewards you for adopting healthy lifestyle.
By earning points, you unlock cash-back rewards and discounts at various partners and online platforms, motivating you to keep healthy.
Here are the lists of network) GP's in your area (depending upon your plan of choice)...
Private healthcare providers can charge up to 500% of medical scheme rates.Medical aids add procedure co-payments as well.
These are significant costs you must consider.
Protect yourself by joining Zest's GAP or top-up insurance plan.
This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand.Most treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!
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Easy-to-understand articles on medical aid.
Medical aid pays healthcare costs.
What if a disability stops your income?
Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
Why Choose Peter Pyburn?
Over 30 ears of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.
Council of Medical Schemes
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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.
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Last verifiedOctober 20, 2025->