Medical schemes pay us for helping you.
You will pay the same premiums if you use a broker or not.
So, it makes sense then to get advice and help from me and my team who fully understand medical schemes.
We have a dedicated team within the medical scheme and we promote the best schemes in South Africa:
Do you know what your medical aid pays private providers?
Don't assume your plan pays everything in-hospital.
Even if you are with the most expensive plan, it still will not pay for everything!
Medical schemes updated their plans every year and you need to be aware of both good and bad benefit changes.
A comprehensive medical aid is the best, but may be out of your budget.
But, that is not always the case.
If you use linked providers, they are normally paid in full by the medical aid.
And all medical schemes should pay hospital and theatre wards in full.
So the need for a Top Up needs to be properly evaluated against the benefits of the medical plan you have.
And we can do this for you.
Do you know how it works?
Do you ever use it, or are you paying (a lot) for a benefit you don't need?
Do you have family members who have higher healthcare needs?
If so, then it may be better for them to have their own plans in order to stop limits being reached and having to pay for other members needs yourself.
Do you have children who are full-time students?
If you do, there are excellent student plans to investigate.