Need Help Understanding your
Medical Aid benefits?

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Do You know your current Medical Aid Benefits?
Need help investigating a new medical aid?

Well, I have the help you need, at no cost you - nothing at all!
Medical schemes pay us for helping you.

You will pay the same premium, if you use a broker or not.
So, it makes sense then to get advice and help from me and my team who fully understand medical schemes.
We have a dedicated team within the medical scheme and we promote the best schemes in South Africa:

Appoint us as your medical scheme broker at no extra cost and you can use both us and the team to get your concerns sorted!

Please complete and return the Medical appointment form to us.
Once appointed, we will be able to investigate your concerns and help you get them Comprehensive.

Is there a danger if I do not review my medical aid?

review your medical aidPrivate providers charge way more than medical schemes pay. That is a fact!

Do you know what your medical aid pays private providers?

Don't assume your plan pays everything in-hospital.
Even if you are with the most expensive plan, it still will not pay for everything!
Medical schemes updated their plans every year and you need to be aware of both good and bad benefit changes.

You MUST review your medical aid at least once a year!


What type of health plan should I have?

Obviously, cost is a big factor when looking at the types of benefits you can get.
A comprehensive medical aid offers the best cover, but may be out of your budget.

Medical schemes have a variety of plans form which to choose and with our professional help, we can find a plan that best suits your needs and pocket!

Email this form and let us present some ideas to you.

Do I need a top-up or gap cover plan?


Top-up medical insurance to cover shortfallsPrivate healthcare providers can charge up to 500% of medical scheme rates.
Medical aids add procedure co-payments as well.
These are significant costs you must consider.

Protect yourself by joining Zest's GAP or top-up insurance plan.

This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.

Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.

dental insurance plan to help meet costsSpecialised Dental treatments can be extremely expensive!

The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.

That can result in less money available for other medical needs and family limits being used on one member only!

Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.

No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!

Are you paying for benefits you don't need?

Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.

I agree to receiving medical aid and insurance product marketing by electronic means. Yes


whatsapp083 655 2164

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

We will offer you the best help at no cost!

How to Choose a Medical Aid

income protectionMedical aid pays healthcare costs.
What if a disability stops your income?

peter pyburnPeter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991.
Death, Disability, Retirement, Investment, Healthcare and Estate Planning.
FSP Licence 2995 and Medical Aid Accreditation BR 7428
Based in Sandton.

Council of Medical Schemes
Disclaimer, Medical Disclosure

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Last update: April 15, 2025