Fedhealth Medical Aid is truly an exceptional medical aid because they really do offer the best, affordable, unique, value-added benefits of any medical scheme in South Africa!
Their healthcare plans will meet all your needs!
Most Medical aids offer in-hospital benefits, paid by the scheme and out of hospital costs (paid by you through a savings account in the plan). A scheme then advances you a year’s worth of savings when you start with them and immediately take a monthly re-payment amount, of that advanced fund, whether you use the savings or not!
It is really a compulsory loan you cannot refuse!
Fedhealth DON’T DO THIS!
You are not restricted to a one-size-fits-all medical aid.
No ways … because you can personalise your cover to suit your needs!
So, delay using your day-to-day savings or never use it at all, (but have the confidence money is available when you need it) and your premium will always be at the lowest rate!
This is the same as having the best hospital only benefit plan, (which is already a cheaper option), but with a safety net of easily accessible money for out of hospital costs, should you need it.
If you do not use your savings, you do not pay for it! This is surely the best way to control your medical aid cost because:
Yes, Fedhealth will pay for:
Consider this ... A single member in 2021, with the leading medical aid can get a comprehensive plan for R 3,290 pm.
It has a R 9,864 savings account for out of hospital costs.
BUT, Fedhealth has a plan for R 2,500 pm and has savings of R 10,224 for out of hospital costs!
That’s over R 9,000 per year cheaper!
With very similar benefits!
Yes, if you spend savings you will increase the next premium, as you then have to start to pay back the savings you have used
But with your good management, just look at what you could save!
If you prefer the simplicity and familiarity of the traditional medical aid, they have the identical plan that works the same way as all South African medical aid savings funds work.
Your full annual saving allocation is ready for use from the start.
If you are prepared to have a co-payment of R 12,500 when being admitted to any hospital (except in an emergency) you can get an 25% discounted premium!
Now when you compare premiums, Fedhealth is a mighty R 17,000 per year less!
Use some of these savings to join a Top Up plan and the excess is paid for! And you will still pay less!
With careful management and Fedhealth, you have a huge opportunity to reduce your medical aid costs over a year! Fedhealth Medical Aid is the ONLY scheme where, if you do not use your day-to-day savings, your premium is reduced!
No doubt about it, this is a truly exceptional value-for-money medical aid!
Just look at their HOSPITAL BENEFITS.
Now look at their out of hospital (day-to-day) benefits ...
Please note, benefits depend on the plan you join.
Other Benefits
Managed Care Programmes
Fedhealth Medical Aid the ONLY scheme where, if you do not use your day-to-day savings, your premium is reduced!!
Maybe it is time YOU join the Medical Aid Revolution with Fedhealth?
From R 1,393 pm with R 9,520 for out of hospital costs.
From R 1,871 pm with R 10,140 for out of hospital costs.
From R 12,117 pm with R 11,352 for out of hospital costs.
From R 3,806 pm with R 12,252 for out of hospital costs.
maxiEXEC Comprehensive option.
High in-hospital, chronic, screening, day-to-day cover covered by the core benefit.
From R 6,816 pm with R 10,560 for out of hospital costs.
maxiPLUS Comprehensive option with even higher day-to-day savings.
High in-hospital, chronic, screening, day-to-day cover covered by the core benefit.
From R 10,772 pm with R 15,942 for out of hospital costs.
If you do NOT use a Fedhealth-linked provider, you could have in-hospital shortfalls.
There are also, co-payments for certain in-hospital procedures!
This means your private hospital bill can be significantly short paid.
Consider this excellent Top Up and Gap cover plan to prevent you from having to pay these costs!
A lifestyle, wellness, rewards and financial education programme available to all Fedhealth medical aid members.
Free membership of the Sanlam Reality Access option, with benefits like free international travel insurance and accident cover for your pets.
We have a Facebook page as well ...
Medical Aid Authority Peter Pyburn.
South African rights reserved.