Affordable Fedhealth Medical Aid.

1. How The Flexible plan works.

Depending on the size of your family and the flexiFED plan you choose, an amount of savings is allocated to you. When you need to pay for costs, like GP visits, you spend from your savings.

Here is the key - you only start repaying that money spent, once you spend it!

You repay it over the next 12-months, interest free. A monthly portion is added to your next premium until it is repaid. Once paid, your premium reduces again.
If you don’t use it, you don’t pay for it!

If you delay using your day-to-day savings or, never use it at all, (but have the confidence money is available if you do need it), your premium will always be at the lowest rate!

This is the same as having the best hospital only benefit plan, (which is already a cheaper option), but with a safety net of easily accessible money for out of hospital costs.

It is surely the best way to control your medical aid cost because:

• You do not pay for day-to-day benefits until you use them. This can save you thousands of rand monthly!
• Repayments are interest-free!
• You pay less, yet get the same quality of benefits as the traditional plan!
• You are in full control over your medical aid premium!
• You have 1 debit order a month, made up of both benefits!
• You do not lose money you have not spent as it transfers to your next year of cover!

Single member Premiums start from
R 1 693 pm. with R 3,828 in savings.

2. How the The Fixed plan works.

This plan:

• Is simple and secure and you know upfront how much of the savings fund you have for the year!
• Starts repaying savings from the start, so your monthly premium never changes!
• Has no added admin. They manage your funds automatically!
• Transfers any left over savings to your next year of cover!

Single member Premiums start from
R 1 393 pm. with R 9,528 in savings.

flexiFED1 is for young people who are single, in a relationship or just married.

• Unlimited hospital cover in network hospitals.
• Unlimited network GP and Specialist at cost in-hospital.
• Treatment for selected procedures in a day ward, day clinic or doctors’ rooms.
• Unlimited cover for listed Chronic conditions at any provider, subject to basic medicine list.
• Women’s, children’s, cardiac and general health risk assessments and screenings.
• Safety net with unlimited network GP visits and preventative dentistry.
• Proactive screening benefits.
• Upgrade plan any time of the year, 24-hour Nurse Line, emotional well-being programme etc.
• Recommended for its affordable hospital cover.

From R 1,393 pm with R 9,520 for out of hospital costs.

flexiFED2 is for young families who are just starting up.

• Unlimited hospitalisation at ANY private hospital.
• Treatment for selected procedures in a day ward, day clinic or doctors’ rooms.
• 8 pre- and postnatal consultations with a midwife, network GP or gynaecologist.
• 2 x 2D scans; amniocentesis, Elective C-section.
• Good basic dentistry benefits.
• Unlimited nominated network GP consults.
• Proactive screening benefits.
• Recommended for its maternity benefits.

From R 1,871 pm with R 10,140 for out of hospital costs.

flexiFED3 is for young still growing families.

• Unlimited hospitalisation at ANY private hospital.
• Treatment for selected procedures in a day ward, day clinic or doctors’ rooms.
• Added chronic medicines for Eczema, acne, allergic rhinitis for children
• 2 x 2D scans; antenatal classes, amniocentesis 12 pre- and postnatal consultations with a midwife, network GP or gynaecologist.
• Unlimited nominated network GP consults.
• Recommended for its maternity and basic dentistry benefits.
• Proactive screening benefits.

From R 12,117 pm with R 11,352 for out of hospital costs.

flexiFED4 is for mature families.

• Unlimited hospitalisation at ANY private hospital.
• Specialised radiology, trauma treatment in a casualty ward.
• Treatment for selected procedures in a day ward, day clinic or doctors’ rooms.
• Unlimited nominated network GP consults.
• PMB chronic plus 14 additional conditions like eczema for children up to the age of 18, and medicine for acne up to the age of 21 at a provider of choice.
• Recommended for its threshold benefit.
• Proactive screening benefits.

From R 3,806 pm with R 12,252 for out of hospital costs.

High in-hospital, chronic, screening, day-to-day cover covered by the core benefit.

• Unlimited GP visits at Network GPs once savings are depleted.
• Unlimited specialised radiology, with a co-payment.
• Trauma treatment at a casualty ward, with a co-payment.
• Treatment for selected procedures in a day ward, day clinic or doctors’ rooms.
• A Medical Savings Account for day-to-day expenses and a Threshold benefit (with co-payment) should you run out of funds.
• 51 chronic conditions from a pharmacy of your choice.
• Professional and extreme sports cover for injuries sustained during sporting activities.
• Proactive screening benefits.

From R 6,816 pm with R 10,560 for out of hospital costs.

High in-hospital, chronic, screening, day-to-day cover covered by the core benefit.

• Unlimited GP visits at Network GPs paid from risk never from savings!
• Unlimited specialised radiology paid.
• No procedure co-payments.
• Unlimited specialised radiology.
• Treatment for selected procedures in a day ward, day clinic or doctors’ rooms.
• 65 chronic conditions from a pharmacy of your choice.
• A Medical Savings Account for day-to-day expenses and a Threshold benefit should you run out of funds.
• Proactive screening benefits.

From R 10,772 pm with R 15,942 for out of hospital costs.