A leading medical scheme in South Africa, that will provide you with access to exceptional healthcare funding benefits at very, very affordable rates!
A Comprehensive health plan that covers you for approved in-hospital planned and emergency, (including Prescribed Minimum Benefits PMBs) care and a savings fund for day-to-day costs.
There are NO networks ... you choose your own hospitals, doctors and specialists!
Rated as one of the most successful open medical schemes in South Africa – as measured by the benefits provided vs. contributions, financial stability, membership size and growth, average age of beneficiaries and the service levels provided as indexed on Hellopeter.com – all Genesis members are in good hands!
One of the best value-for-money medical scheme options in South Africa, per the most recent GTC Healthcare Consulting Medical Aid Survey.
Lowest contribution increase of all open schemes for 8 consecutive years, only 6.4% for 2020!
GENESIS contributions start from R 2,225 pm in 2020 - for a FULL Medical Aid!
And it pays essential dentistry, so you can use your savings on other vital out of hospital costs!
1. PRIVATE COMPREHENSIVE has a savings fund to use for day-to-day costs.
A portion of your premium funds your savings.
Every 3 months, these contributions are allocated to your savings (any balance in that account is added).
Any balance at year-end rolls over to the new year.
2. PRIVATE PLUS has a Self Managed fund to use for day-to-day costs.
A portion of your premium goes into your fund.
Every 3 months, these contributions are allocated to your fund (any balance in that account is added).
There is no roll-over of funds at year- end. You must use or lose the balance of your funds.
Although both plans pay in-hospital costs at 2 times medical aid rates, private providers can charge more than this rate!
In order to prevent shortfalls with in-hospital costs, please look at adding a GAP COVER and TOP UP PLAN (from R234 pm).
You will then have unlimited private hospital cover, paying up to 5 times medical scheme rates.
This is the only medical aid - we know of - that offers dentistry benefits paid by the scheme!
Apart from the indirect benefit of significant cost savings on administration fees, you don’t pay VAT on administration fees; hence it has been able to boast the lowest annual contribution increases of all schemes in the open scheme market, for the past 7 consecutive years!
Why are you not a member yet?
Premiums from an incredible:
Member - R 2,225 + Top Up R 234
= R 2,459 pm
Member + dependent - R 5,110 + Top Up R 234
= R 5,344 pm
Family - R 6,110 pm + Top Up R 234
= R 6,344 pm
Benefits are plan dependent.
Consider ONLY IN HOSPITAL and ESSENTIAL DENTAL COVER!
Single - R 1,765 + Top Up R 234
= R 1,999 pm
2 Adults - R 3,530 + Top Up R 234
= R 3,764 pm
Family of 4 - R 4.530 pm + Top Up R 234 = R 4,764 pm
This is the lowest, unlimited private hospital only benefit plan know of!
The medical aid brochures and rules contain comprehensive benefit descriptions.
So, send me your questions and concerns.
I'll answer them for you.
Join through us and we'll offer you instant support by email or phone.
We have a dedicated team in Genesis, there to assist you at any time AND FOR FREE!
If you go direct, you won't have this service - and it is FREE anyway!
We will offer you the BEST HELP!
Last update June 29, 2020
Medical Aid Authority Peter Pyburn.
South African rights reserved.