Rated as one of the most successful open medical schemes in South Africa – as measured by the benefits provided vs. contributions, financial stability, membership size and growth, average age of beneficiaries and the service levels provided as indexed on Hellopeter.com – all Genesis members are in good hands!
One of the best value-for-money medical scheme options in South Africa, per the most recent GTC Healthcare Consulting Medical Aid Survey.
Lowest contribution increase of all open schemes for 9 consecutive years, only 4.9% for 2021!
And it pays essential dentistry, so you can use your savings on other vital out of hospital costs!
A portion of your premium goes into your fund for paying out of hospital costs..
Every 3 months, these contributions are allocated to your fund (any balance in that account is added).
Although the plan pays in-hospital costs at 2 times medical aid rates, private providers can charge more than this rate!
In order to prevent shortfalls with in-hospital costs, please look at adding a GAP COVER and TOP UP PLAN (from R234 pm).
You will then have unlimited private hospital cover, paying up to 5 times medical scheme rates.
7 MORE REASONS TO JOIN GENESIS!
Apart from the indirect benefit of significant cost savings on administration fees, you don’t pay VAT on administration fees; hence it has been able to boast the lowest annual contribution increases of all schemes in the open scheme market, for the past 7 consecutive years!
For FULL in hospital benefits consider adding a TOP UP PLAN from R 284 pm
Benefits are plan dependant.
Consider ONLY IN HOSPITAL and ESSENTIAL DENTAL COVER!
For FULL in hospital benefits consider adding a TOP UP PLAN from R 284 pm.
Increasingly, plans also have procedure co-payments, which you have to fund.
You are strongly advised to consider a GAP or TOP UP insurance plan to address these threats.
This separate insurance plan will cover most in-hospital claim shortfalls and scheme co-payments.
By adding a Top Up plan you can improve your medical aid benefits, so-much-so, that you can even consider joining a lower cost/benefit plan - with a lower premium - and still have an excellent, no risk medical aid for virtually the same premium as the higher medical aid!
TALK TO ME .... I am here to help you - AT NO CHARGE!
Send me your questions and concerns. I'll answer them for you.
We have a Facebook page as well ...
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
Join through us and we'll offer you instant support by email or phone.
We have a dedicated team in Genesis, there to assist you at any time AND FOR FREE!
If you go direct, you won't have this service - and it is FREE anyway!
We will offer you the BEST HELP!
Medical aid pays healthcare costs.
What if a disability STOPS your income?
Last update: July 16, 2021
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Medical Aid AuthorityPeter Pyburn.
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