Cannot afford medical aid, but know you must have some protection against unexpected, high medical costs?
Then read on....A comprehensive medical aid is not cheap and many cash-strapped South African's are looking to at least some sort
1. In-hospital benefits
Designed to cover the sudden, unexpected occurrence of illness, dread disease, or an unforeseen need for an operation.This plan plan provides hospital cover that is not only complete and all-inclusive, but affordable, covering a range of benefits.
- Accidental hospitalisation
- Accident/Trauma room
- EMS, Ambulance and Paramedic
- Illness and Operation
- Dread diseases
- Birthing cover
2. Accidental plan
Offers quick response in an emergency.- Accidental hospitalisation
- Accident/Trauma room
- EMS, Ambulance and Paramedic
Premiums range from R 310 pm.
3. Day to day plan
Pays for doctors, dentists, optometrists, medication, specialists and blood tests.Those medical bills that can quickly become overwhelming without the right cover.
Three plan options to protects you and your family against unforeseen out-of-hospital medical costs.
No compulsory networks and you can use the doctor of your choice.
- GP consultations
- Specialist
- Acute medicines
- Blood tests
- Radiology
- Optometry
- Dental
- Consulting room procedures
- Pregnancy screening
4. Combination plans
Offer differing levels of Day-to-day + Hospital + Accidental + Dental benefits.Available in 4 options, these are the most popular plans.
Waiting periods and Limits exists. Please see brochure.
The benefits per policy are for each individual member on the policy.
Premiums range from R 1,200 pm.
5. Compact plan
Offers in and out of hospital benefits.- GP, specialists, acute medicines, pathology, radiology.
- Accidental hospitalisation.
- Illness and Operations.
What is the difference between Medical Aid and Medical Insurance?
| Medical Aid | Medical Insurance |
|---|---|
| Based on tariff codes and procedures. | Based on stated event and specific procedure costs. |
| Cannot reject applications due to age or pre-existing conditions; must cover certain procedures by law (Medical Schemes Act). | Can reject applicants due to age and add exclusions for specific or high-risk procedures. |
| Often has shortfalls (gaps between costs and cover). | May be used as gap cover to cover shortfalls. |
| Does not have to disclose the amount payable for the procedure covered. | Provides a defined lump sum amount for a specific event happening. |
Get your quote and join today and stop taking extra risks for you and your loved ones in these uncertain times.
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083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
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Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
Why Choose Peter Pyburn?
Over 30 ears of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.
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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to bestmedicalaid.co.za before making any decisions.
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