Find the Best Medical Aid Cover in South Africa

Understand what medical aid is all about and compare the benefits and limits, from Comprehensive - in and out of hospital, Hospital only and Gap/Top up insurance plans.

Get personalised quotes and secure the right, affordable premium healthcare plan for you and your family.
Making an choice about medical aid has never been more simple.

All of this from a professional and fully licensed broker.

There are so many healthcare companies in South Africa it is difficult to know which is the best, affordable Medical Scheme to join.

bestmedicalaid.co.za will answer your questions and offer you the in-depth information you want, to ensure you have (and understand) the best plan for your needs.

Confused by Medical Aid Options? We Make Finding the Right Plan Simple.

Medical aid "small print?" can be confusing.
What's the difference between a hospital plan and a comprehensive option?
What are Prescribed Minimum Benefits (PMBs)?

We make complex terms and benefit easy-to-understand. Learn about waiting periods, network restrictions (DSPs), and how savings accounts work.
Our guides and articles help you to make confident decisions that ensure you understand exactly what you're covered for - before you join!
We aim to demystify the process from start to finish.

Don't Overpay for Health Cover: Get Personalised Quotes Today.

Are you paying too much for your current medical aid?
Or perhaps you're looking for cover for the first time?

Getting personalised quotes is the first step to finding affordable, suitable medical aid.
Fill in our simple form, and we'll provide obligation-free quotes, tailored to your specific needs – considering your age, family size, health status, and budget.

Comparing actual premiums and benefits side-by-side is the smartest way to ensure you secure the best possible deal for your healthcare needs.

Secure Funds Your Family's Future Healthcare Costs: Explore Comprehensive Plans Now.

Your family's health is vital.
Choosing the right medical aid provides you with peace of mind, knowing you can afford quality private healthcare when you need it most.

Investigate options to give you benefits for maternity, specialist consultations, dental, optical, and emergency medical services.
Understand how different plans meet the needs of children and dependents.
Do you need comprehensive or hospital only cover?
Let us help you find a plan that grows with your family's needs.

A Guide to Understanding South African Medical Aids.

The South African medical aid landscape is unique, governed by the Medical Schemes Act and regulated by the Council for Medical Schemes (CMS).
Understanding the local context, including PMBs, Designated Service Providers (DSPs), and the role of Gap Cover, is essential.

Specialised plans for families, pensioners, and those with chronic conditions... we provide insights into the latest industry trends, regulatory changes, and tips specifically for South African consumers.
Whether you're new to medical aid or looking to switch plans, our resources help you navigate the specifics of the SA healthcare system confidently.

Top-Rated Medical Schemes in South Africa

Discovery Health

Fedhealth

Genesis

Medshield

Momentum Health

Compcare

Bonitas

Use the links to get the advice you want.

Are you already a medical aid member and need to have concerns answered?

Do you need help understanding your medical aid benefits and limits?

Let us assist you at no charge!
Your medical scheme pays us to help you, so use us!


Top-up medical insurance to cover shortfallsPrivate healthcare providers can charge up to 500% of medical scheme rates.
Medical aids add procedure co-payments as well.
These are significant costs you must consider.

Protect yourself by joining Zest's GAP or top-up insurance plan.

This separate insurance will cover most in-hospital claim shortfalls and any co-payments. It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.

Protect yourself from soaring medical expenses by bridging the gap between medical scheme rates and the charges imposed by private providers.

dental insurance plan to help meet costsSpecialised Dental treatments can be extremely expensive!

The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.

That can result in less money available for other medical needs and family limits being used on one member only!

Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.

No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!

And we offer so much more!

Ready to Find Your Perfect Plan?

If you have concerns or questions please contact us!

whatsapp083 655 2164


You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

We will offer you the best help at no cost!

How to Choose a Medical Aid

income protectionMedical aid pays healthcare costs.
What if a disability stops your income?


YOUR TRUSTED, QUALIFIED ADVISOR:
peter pyburnPeter Pyburn - Authorised Financial Services Provider, fully licensed to render financial services since 1991.
Death, Disability, Retirement, Investment, Healthcare and Estate Planning.
FSP Licence 2995 and Medical Aid Accreditation BR 7428
Based in Sandton.

Council of Medical Schemes
Disclaimer, Medical Disclosure

find a health clinicFind a Health Clinic close to you.

income protectionGlobal directory of Medical Aid, Life cover and Investment Brokers


Want super fast and fully serviced Internet?
Join Metrofibreincome protection and get R400 credit off your 2nd month’s premium!

By submitting an enquiry you agree to us collecting the information in the fields above. Please refer to our POPI Manual.
Your data will be processed according to the Protection of Personal Information Act (POPIA) guidelines

South African rights reserved.

Last update: May 10, 2025