The Most Affordable Hospital Plan in South Africa
flexiFED SAVVY

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Are You Missing Out on Affordable Medical Aid in South Africa?

Consider FlexiFED Savvy Plan, the most affordable hospital plan, designed for the digitally savvy generation.

Living in South Africa you need a good medical aid, as state healthcare is so poor.
However,finding an affordable option can be difficult, with so many plans on offer.

It is perfect for the GenZ generation, aged 35 and younger. As a young and healthy individual, you might think you're invincible.
It is unlikely that you'll need hip or knee replacements anytime soon, but that does not make you invincible!

Sudden illness or injury can happen to anyone at any time, and that's why having medical aid or at least a hospital only plan, is an absolute necessity.

And with FlexiFED Savvy, you're covered without breaking the bank.
This is a first-world medical aid plan available for less than R1,000 per month.

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Here's what you get:

In Hospital Benefits:

• Unlimited private hospitalisation using an extensive hospital network.
• Unlimited network GPs and specialist benefits.
• Unlimited trauma treatment in a casualty ward.
• Unlimited network maternity cover.
• 7 days of take-home medicine after a hospital stay.
• 30-day post-hospitalisation treatment for treatments like physio, x-rays and pathology.

• Unlimited physiotherapy.
• Upgrade to a higher plan within 30 days of a life-changing event such as pregnancy or the diagnosis of a serious illness.

Day-to-Day Benefits:

• 3 face-to-face GP consultations during the year, (2 listed GP and 1 any GP)
• unlimited virtual (video call) GP consultations, perfect for the technological world we live in
• The option to add a savings fund for unexpected out-of-hospital costs.
• Unlimited cover for listed chronic illnesses at Clicks, Dis-Chem, and Medirite, as well as Pharmacy Direct.

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Choose Your Plan:

Choose one of 3 ways to fund your day-to-day benefits:

1. Hospital Plan

Unlimited private hospitalisation, including virtual GP visits and 3 face-to-face GP visits, gives you with the best in-hospital benefits and GP backup, at a ridiculously low premium.

You pay all other out-of-hospital expenses. Complete peace of mind.

Premiums range from R 1,055 pm.

2. Comprehensive medical aid Plan

Unlimited private hospital cover with a backup saving fund for unexpected out-of-hospital expenses.

Fedhealth manages your day-to-day savings automatically.
Pay the fund back from the start of the year in equal amounts, automatically added to your monthly premium – just like any other comprehensive medical aid. Your monthly repayment never varies, with one debit order every month.
There is no extra admin for you.

Premiums range from R 1,475 pm.

3. Hospital and Savings Plan.

The Fedhealth game changer! Unlimited private hospital plan with a savings fund for day-to-day costs.
You choose how much of your savings you want, and only pay for the portion you spend - interest-free every 12 months.

You don't pay for day-to-day benefits until you spend them, unlike other medical aids who add a repayment of the savings loaned to you, to every monthly premium.

You pay less in premiums, without compromising on the quality of your benefits! You are in full control of how much you pay for your medical aid.

Premiums range from R 1,055 pm

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Unique Benefits with FlexiFED Savvy

Gives you unique benefits that you won't find with other medical aid plans.
Here are some of them:

• Female oral and certain injectable contraceptives (prescribed by a GP or gynae, and not for acne)
• A screening benefit that includes cervical cancer screening (Pap smear), flu immunisation, HIV test, smoking cessation program, and health risk assessments
• Mental health, offering virtual mental wellness support to its members, including 2 stress and anxiety benefits with Panda.
• Annual free flu vaccination and 1 HIV finger-prick test.
• Unlike other medical aid schemes, Fedhealth allows you to upgrade your plan during the year, not just in December. So, if something life-changing, like a pregnancy or dread disease should strike, and you feel you need a more comprehensive option, you can upgrade your plan as and when required. That’s unique!
• Access to a 24-hour toll-free Nurse Line, providing expert medical and health advice from qualified nurses. Available around the clock, it provides you with peace of mind, knowing you can get medical advice when you need it.
• Cover for the GoSmokeFree Smoking Cessation Programme designed to provide you with the support you need to quit smoking and lead a healthier lifestyle.

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Unmatched Flexibility:

You can structure your flexiFED Hospital/Risk cover, to fit your budget and needs perfectly.
Say goodbye to stress over medical expenses and hello to savings and peace of mind.

From just R1,055 per month.

flexiFEDSavvy brings you, and employers looking to offer their employees just entering the workplace affordable medical aid, one of the most affordable hospital plans in the market.

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Now, consider this excellent idea… add an in-hospital a GAP cover plan from R 372 pm.

Now you have even more comprehensive cover for:

• up to 5 times Fedhealth’s rate of cover
• around 50 out patient procedures including CT, PET and MRI scans, chemotherapy and radiotherapy for cancer
• co-payments due for any hospital admissions, CT, PET and MRI scans, specified medical procedures, and use of non-network hospital or medical practitioner.
• full or in part CT, PET and MRI scans - if you have reached a medical aid sub-limit
• robotic medical procedures

• cancer treatment in excess of the medical aid limit, can be used for biological drugs.
• cosmetic breast reconstruction
• enhanced cancer cover
• accidental death and permanent disability
• trauma counselling
• pay your premiums following accidental death or permanent disability

This is an an unbeatable medical aid plan to seriously consider joining!

Get hold of me today!

Fedhealth Savvy application

Talk to me .... I am here to help you - at no charge!
Send me your questions and concerns. I'll answer them for you.

083 655 2164

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.

We will offer you the best help at no cost!

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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.

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Last verified: September 4, 2025