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Even more interesting articles on Medical Aid in South Africa...

3 Reasons Why this Medical Scheme is the Best

Fedhealth medical aid pays more than any other medical aid!

They are the only scheme that allows you to upgrade at any time during the year within 30 days of a life changing event!
Amazing right?

What this means his that you have peace of mind in knowing that you are not paying for benefits you don’t (or may never) need.

Instead, you have instant access to comprehensive benefits should you need them, that are just an upgrade away!

This saves you hundreds if not thousands every month that you would have paid on the basis of “what if something happens!“

Read more ...

upgrade medical aid

Can you Upgrade Your Medical Aid?

Yes, with Fedhealth you can upgrade, within 30 days of a life-changing event!

What this means his that you have peace of mind in knowing that you are not paying for benefits you don’t (or may never) need.

Instead, you have instant access to comprehensive benefits should you need them, that are just an upgrade away!

This benefit allows you to safely join a lower cost Fedhealth plan from the start knowing you can upgrade in the case of marriage of the main member, pregnancy or the diagnosis of a dread disease.

Read more ...

how savings work

Your guide on What A Medical Aid Savings Account is and How it works.

Medical aids pay your medical costs in 3 ways:

  1. In hospital (called risk) costs from admission to discharge.
  2. Day-to-day (out-of-hospital) routine medical costs like doctors' visits and prescribed medication.
  3. Chronic conditions.
We are going to look at the way medical aids pay your day-to-day (out-of-hospital) costs.

Read more ...

how savings work

Medical Aid Savings Spent?

Are your medical aid savings running out?
Or are they already spent?

The new type of comprehensive medical aid plans – those with in and out-of-hospital benefits – have a savings fund that is used for all out-of-hospital claims such as doctors’ consultations, medicines and glasses.

Here is what you can do when your savings are spent ...

Read more ...

why medical aid claim not paid

Has your medical aid told you to “Take a Hike” concerning your new 2025 premiums?

Are you tired of your medical aid increasing your premiums and you cannot do anything about it?

Well, it is now the time to stop being frustrated and feeling like you have no control over the cost of your medical aid!

Fedhealth Medical Aid offers a range of options that can help you save money and take control of your medical aid expenses.


Read more ...

why medical aid claim not paid

Why is Medical Aid Not Paying Claims? (12 Possible Reasons)

Help! My Medical Aid is not paying my claims!
There are set rules when it comes to a claims process. Rules that your doctor needs to follow when submitting a bill. And rules you need to follow if you submit a claim.

Here are 12 possible reasons your claim was not paid:

Read more ...

how savings work

Your guide on What A Medical Aid Savings Account is and How it works.

Medical aids pay your medical costs in 3 ways:

  1. In hospital (called risk) costs from admission to discharge.
  2. Day-to-day (out-of-hospital) routine medical costs like doctors' visits and prescribed medication.
  3. Chronic conditions.
We are going to look at the way medical aids pay your day-to-day (out-of-hospital) costs.

Read more ...

discovery medical aid

5 Key reasons to join the Discovery Health Medical Scheme

A guide on joining the best, biggest and most secure scheme in South Africa.
discover a plan to suit your needs and affordability.

Do you want to join a medical aid that will really meet your needs and budget?

Look no further!

join discovery health

discovery keycare

Discovery Health's KeyCare Plan - the most popular, affordable medical aid option.

Use private hospitals (in the KeyCare network of hospitals) and listed day-to-day providers (including GP's specialists and gynaecologists), who are linked to the scheme and you get a discounted premium!

  • Life-threatening (car accident, stroke, heart attack etc.) and life-sustaining (cancer, kidney etc.) cover.
  • Unlimited hospitalisation.
  • Casualty visits
  • Guaranteed full cover in-hospital for KeyCare network specialists and up to 100% for other healthcare professionals.
  • Full chronic medicine for all listed Chronic Disease conditions.
Read more ...


hospital plan premiums

Do You want Comprehensive Medical Aid at a Hospital Plan Premium?

These are the plans you should consider joining, in and out-of-hospital benefits,but at a hospital plan premium!

If you can afford a hospital plan, you can afford a medical aid!

Read more ...


hospital plan premiums

Has your medical insurance informed you they no longer pay for hospitalisation for heart attack and stroke?

So, make sure you are fully aware of what you are buying with a medical insurance plan!

Some differences between medical aid and medical insurance

Read more ...


hospital plan premiums

4 Reasons to Consider Fedhealth Medical Aid

Why You Need to Look at Fedhealth Medical Aid

Fedhealth medical scheme is different and offers these 4 answers to some of the biggest medical aid problems

Read more ...


medical cost risks

How to Save Big on your Medical Aid Premium

The 2025 medical aid price increases have been announced and they are shocking!

Many members are desperate to find alternative ways to fund their healthcare as we have no option but to join a medical aid in South Africa.

Here are the best ideas to Save Big on your Medical Aid!

Read more ...



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Disability income protection insurance illustrationHow to Choose a Medical Aid

Easy-to-understand articles on medical aid.

Medical aid pays healthcare costs.
What if a disability stops your income?

Your Trusted and Qualified Financial Advisor
peter pyburnPeter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.
Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.

Why Choose Peter Pyburn?
Over 30 ears of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.

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Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to me before making any decisions.

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Last verified: September 26, 2025