bestmedicalaid.co.za is a fully compliant and licensed medical aid broker. We've got you covered for life's unexpected moments.
Whether you're young and healthy, a student or planning a family, there will be a plan for you. If you use network providers, you can get discounted premiums and full provider payments. ✅ Unlimited network hospital cover ✅ Unlimited network hospital cover ✅ Full in-hospital and out-of-hospital cover * Single memberThe Most Affordable Medical Aid Plans for South Africans
With more than 30 years of experience, we will help you understand, choose, and join a medical aid plan that is ideally suited for your needs and budget.
Get a Quote TodayFind Affordable Medical Aid Plans to Meet Your Needs
Hospital Plan
From R 1,381 pm
✅ PMB Emergency care
✅ Extensive Maternity benefits
✅ Chronic Illness benefits
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Savings Plan
From R 2,750 pm
✅ Limited network day-to-day benefits for OTC medicine, eye and dental check-ups and sports-related injuries with co-payments
✅ Chronic Illness benefits
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Comprehensive Plan
From R 2,698 pm
✅ Maternity programme
✅ Rewards for healthy choices
✅ Chronic Illness benefits
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Key Benefits From a Medical Aid
Joining an affordable medical aid plan will give you the peace of mind knowing your unexpected, high healthcare costs are paid.
You get access to private doctors, hospitals, and medicines, all of which are expensive.
You avoid having to use poor state healthcare services and your recovery time will be greatly enhanced.
We will show you how schemes like Discovery, Bonitas, Momentum, Compcare, Genesis and Medshield all offer these benefits.
Here are some of the main advantages an affordable medical aid offers (plan and scheme dependent):
Unlimited Private Hospital Cover
Covers you for hospital admissions, no matter the cost or time period.
Benefits from emergency casualty treatments to major surgeries, dental, maternity and chronic illness (like cancer).
Medical aid guarantees admission without large deposits.
Chronic Care Support
Get ongoing help for conditions like diabetes, hypertension, or asthma.
Your medicines, doctor visits, and tests are all paid for.
Home delivery of medicine saves you time and money.
Maternity Programme
From pregnancy scans to delivery and post-natal care. Extra benefits like midwife support and baby and child wellness checks.
Total peace of mind for new parents.
Day-to-Day Benefits
Cover for everyday needs like GP visits, dentistry, and optometry.
Use a savings account or get set benefits to access treatments and prescribed medicines.
And unused savings roll over to next year.
Wellness Rewards
Earn points for gym visits, healthy shopping, and check-ups. Redeem for rewards, vouchers, or provider/travel discounts – you live healthy and save more!
Rewards from day one – turn your healthy habits into real savings in your medical aid.
Emergency Treatment Benefits
Casualty visits at any or network hospitals.
PMB emergency medical conditions covered.
Ambulance (or other medical transport).
Anaesthetist's and any other healthcare professional or provider services, subject to scheme approval.
Get help fast with our 24/7 helpline and network partners across South Africa.
Peace of mind knowing help is just a call away.
Oncology Cover
Comprehensive cancer treatment including chemo, radiation, and specialist care with no annual limits for approved network provider treatments.
Emotional counselling and second opinions may be included.
What some Members we Have Assisted Say
Over 600 members trust bestmedicalaid.co.za and here's why.
"bestmedicalaid.co.za gave me peace of mind when my family needed it most. They showed me affordable plans to meet my budget."
- Thabo, Young Professional, Johannesburg ★★★★★
"The maternity programme was a lifesaver. We've saved thousands on premiums."
- Susan, Mother of Two, Cape Town ★★★★☆
"As a family, we use the day-to-day benefits and are truly covered."
- Sipho, Father, Durban ★★★★★
"Quick claims and great wellness rewards. They helped us join a very efficient medical aid."
- Lerato, Retired, Pretoria ★★★★☆
"As a young and healthy student, this plan fits my budget perfectly."
- Mike, Student, Bloemfontein ★★★★★
"Unlimited hospital cover is really what I need as it meets my need of addressing my area of greatest financial risk."
- Michael, Business Owner, Port Elizabeth ★★★★☆
Schemes we Work with
Find the best fit for your budget and lifestyle.
Click to open link..
| Discovery Health | Momentum Health | Fedhealth | Genesis | Compcare | Medshield |
Private healthcare providers can charge up to 500% of medical scheme rates.
Medical aids add procedure co-payments as well.
These are significant costs you must consider.
A Gap or Top-Up plan is a separate insurance that covers most in-hospital claim shortfalls and any co-payments.
It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.
Joining a hospital plan with Gap Cover is the most affordable way for families to protect against rising costs in 2026.
Protect yourself by joining Zest's GAP/Top-up insurance plan.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?
This plan will help you meet the high costs of both normal and specialised dentistry!
Get Your Free Quote
Talk to me — I am here to help you, at no charge.
Send me your questions and concerns. I'll answer them for you.
083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
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Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.
Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
Why Choose Peter Pyburn?
Over 30 years of experience in financial services - Fully Licensed and Accredited for medical aid and other personalised financial advice.
Council of Medical Schemes
Medical Disclosure
By submitting an enquiry you agree to us collecting the information in the fields above. Please refer to our POPI Manual.
Your data will be processed according to the Protection of Personal Information Act (POPIA) guidelines.
Important Disclaimer: This content is for informational purposes only and does not constitute financial or healthcare advice.
Medical aid benefits are subject to change.
Please consult the medical aid brochure and speak to bestmedicalaid.co.za before making any decisions.
South African rights reserved.
By Peter Pyburn | CMS Broker Accreditation: BR 7428 | FSP Licence: #2995 (Licensed since 1991)
Regulated by the Council for Medical Schemes (CMS)
This webpage is for informational purposes only and does not constitute financial or medical advice.
Contact bestmedicalaid.co.za for qualified forr advice specific to your situation.