Free Medical Aid Advice
Medical Aid Broker Helps You to Choose and Join a Plan
Free Medical Aid Advice in South Africa: Get expert, independent guidance from a licensed financial adviser with over 30 years of experience. This no-cost service helps individuals, families, and employers understand complex plan benefits, compare options, resolve administrative issues, and avoid costly shortfalls. Available nationwide, 24/7, with ongoing support after joining.
- Who: South Africans seeking private healthcare coverage
- What: Professional, impartial medical aid advice and comparisons
- Why: Save money, avoid hidden costs, and get the right cover
- Where/When: Online, 24/7, across South Africa
It's not often you are presented with genuine free medical aid advice from a healthcare broker!
Why do we offer free advice?
Because you are already paying for it and maybe just don't know!
As a medical aid member 3% of your premium is a broker commission.
You pay it, whether you use the advice and service of a broker or not!
Maybe you do not have a medical aid broker?
Maybe you joined a medical aid directly online?
It does not matter because you still pay the commission!
You are only helping to pay the broker fee for all the other members of your medical aid, who do use a broker.
So, I urge you to seriously consider appointing us as your medical aid broker.
It costs you nothing at all, because you are already paying for it!
What we will give you
Get professional help – almost instantly by email or phone – when you need it most.And you will, as most medical aid members have experienced, need help at some stage.
Medical aid benefits, exclusions, rules and procedures are not easy to understand. It is likely that you have already experienced frustration, confusion, or anger over various issues with your scheme?
And what about government regulations like Prescribed Minimum Benefits?
Some of the advice we offer you:
- Needs analysis to ensure you are with the plan that best suits your needs and budget.
Discovering the plan that best suits your stage in life.
Confirming if you are on the right plan for your needs, today? - Your member structure - should your children be on their own plans at a subsidised premium, or a student plan?
Should elderly dependants be on their own plan and if so, what type of cover? - Your type of plan - would you be better off on a lower cost, network plan - especially if the providers are close to you?
Would you use listed providers and receive a discounted premium?
Do you need an expensive day-to-day savings fund or can you join a hospital only plan and self-fund for a substantially reduced premium?
- Gap/Top up plan cover. Is it worth it?
- Hospital insurance plans. Are they worth it?
- Ideas to help you get the best from your medical aid benefits.
- What procedure co-payment you may face.
- What you can claim for.
- What medicines can you claim.
- Vital help when it comes to your annual plan choice changes.
Are there plans better suited to your needs and budget?
Help in switching plans. - Information on your plan benefits and comprehensive answers for any queries you may have.
- Your Chronic illness benefits.
Some of the support you will receive:
- Changes in Membership and Updating of information.
- Help in dealing with problematic claims.
- Contribution and debit order issues.
- Helping with any medical scheme/administrator disputes.
- Obtaining documents from your scheme, like member certificates.
- Checks on the financial soundness of your scheme.
You don't want to need them and discover they are in financial trouble.
In addition, we can offer you help with your personal financial planning.
Life Cover, Investments like Unit Trusts, Savings like Endowments, Retirement annuities, Pension Plans, Critical illness / Disability cover and vital Income Protection.
Don't keep paying for something you are not using!
Get the best out of your Medical Aid plan.
Broker appointment for FREE medical aid advice!
If you want help understanding your medical aid plan or you need to sort out problems with the working of your medical aid, then please contact us today!
Private healthcare providers can charge up to 500% of medical scheme rates.Medical aids add procedure co-payments as well.
These are significant costs you must consider.
A Gap or Top-Up plan is a separate insurance that covers most in-hospital claim shortfalls and any co-payments.
It is a vital safety net, ensuring you have enough to cover medical treatments, without having to pay for unexpected costs.
Joining a hospital plan with Gap Cover is the most affordable way for families to protect against rising costs in 2026.
Protect yourself by joining Zest's GAP or top-up insurance plan.
Specialised Dental treatments can be extremely expensive!
The costs of braces, root canal, implants and so on, can run into thousands of rand.
Most treatments are done out-of-hospital, and are paid from your savings.
That can result in less money available for other medical needs and family limits being used on one member only!
Dental treatment is something we all need and it is vital you consider the Best Dental Insurance Plan
OR Most Affordable Dental Plan in South Africa.
No Medical Aid or have a Hospital Plan only?This plan will help you meet the high costs of both normal and specialised dentistry!
Get Your Free Quote
Talk to me — I am here to help you, at no charge.
Send me your questions and concerns. I'll answer them for you.
083 655 2164
You must consult the schemes/company product brochures and rules for comprehensive benefit descriptions.
We will offer you the best help at no cost!
Medical aid pays healthcare costs.
What if a disability stops your income?
Peter Pyburn - Authorised Financial Services Provider has been fully licensed to provide expert financial services since 1991.Based in Sandton, Johannesburg, Gauteng, we specialise in comprehensive financial planning including: Death and Disability Cover, Retirement Planning, Investment Strategies, Medical Aid, Estate Planning
FSP Licence 2995 and Medical Aid Accreditation BR 7428.
Why Choose Peter Pyburn?
Over 30 years of experience in financial services - Fully Licensed and Accredited for medical aid and other Personalised financial advice.
Council of Medical Schemes
Medical Disclosure
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Your data will be processed according to the Protection of Personal Information Act (POPIA) guidelines.
Medical aid benefits are subject to change. Please consult the medical aid brochure and speak to bestmedicalaid.co.za before making any decisions.
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