Best Medical Aid in South Africa

Coronavirus like a Flat Tyre.

(This is not an attempt to make light of the current Covid-19 pandemic.)

coronavirusYou never drive your car without carrying a spare wheel, because the risk of getting a puncture is real.

Well, the risk of contracting Coronavirus is just as real. But, it is far more serious than getting a puncture! As you know, the world is being threatened by the CoronaCovid-19 virus. It is clearly one of the most infectious viruses we have ever seen.
It is going to affect your life and it will do that pretty soon.

The virus causes respiratory infections like colds and flu to more severe diseases. (World Health Organisation Q and A on coronaviruses - COVID-19)
The virus is spread from person to person, through small droplets from the nose or mouth which are spread when a person with the illness coughs or exhales.
These droplets can also land on objects around that sick person and stay there for a few hours, up to several days.

Although there is no cure for the virus, there are a number of effective steps you can take to lessen the risk of getting sick. Please Google for these.

It is highly communicable illness, although in most locations the risk of catching COVID-19 is still low. However, there are now places around the world (cities or areas) where the disease is spreading. For people living in, or visiting, these areas the risk of catching COVID-19 is higher.

Unfortunately, new outbreaks can emerge rapidly.
Generally, treatment will really be directed at relieving symptoms and may include:

  1. Pain relievers
  2. Cough syrup or medication
  3. Rest
  4. Fluid intake
  5. Isolating yourself at home.

These treatments are relatively inexpensive and most people will be able to self-pay for them.
The problem we face is if you do not respond favourably to this normal flu-like treatment.

Our major risk lies in the severity of illness that may follow contracting Covid-19.
Should you develop life-threatening symptoms and require treatment in a private hospital, it will be extremely serious and expensive.

A week in an isolation, specialised intensive care ward can be upwards of R60,000

A US resident racked up a $3,200 (R55,000) hospital bill for suspected coronavirus treatment!
These costs included blood tests, virus and pneumonia testing, chemist and a visit to a GP.
A comprehensive medical aid plan will pay these costs for you.

BUT, what if you land up having to be treated in an isolation, intensive care ward in hospital and need 24/7 care and oxygen therapy?

Can you afford those costs?

Here is what you must do.

  1. Stay aware of the latest information on the COVID-19 outbreak, available on the World Health Organisation website and through your national and local public health authority
  2. Regularly and thoroughly clean your hands with an alcohol-based hand rub or wash them with soap and water.
  3. Maintain at least 1 metre distance between yourself and anyone who is coughing or sneezing.
  4. Avoid touching eyes, nose and mouth.
  5. Stay home if you feel unwell.

GET A MEDICAL AID NOW! EVEN IF IT IS ONLY A HOSPITAL PLAN!

Why?

  1. Our state health care is a disaster.
    When the pandemic breaks, you will not get any help. And certainly no intensive care.
  2. You will have to go to private facilities.
    And that is expensive! A medical aid is a must!
  3. Private hospitals in South Africa only accept payment in the form of medical aid or directly from the patient either in cash or by credit card.
    Be aware that certain insurance policies will be accepted by private hospitals. However, these other financial products are often not accepted by most private hospitals in the country.
  4. An upfront fee is payable at the time of admission which is usually several thousand rand depending on the reason for admission.
    A patient who cannot afford this admission fee or does not have sufficient funds available on their credit card can be refused hospitalisation or, once stable they will be transported to a government hospital.
  5. A private hospital may reserve a large amount on your credit card to cater for the services rendered while you are in hospital. This ensures that the hospital will be paid upon your discharge.
  6. Non-medical aid patients are presented with the final bill at the time of being discharged and have to settle the bill in full.
  7. The rates charged to non-medical aid patients may differ from the National Health Reference Price List (NHRPL) tariffs charged to medical schemes.- read HIGHER COSTS!

A medical aid guarantees you admission to hospital with no upfront deposits.

It ensures you will be able to afford the finest of care for as long as it takes for you to recover.

You have support should you have problems with treatments.

Medical aid is the only way for most of us to afford the best medical care available.

Don’t be like those drivers who travel, get a flat tyre and have no spare wheel!

Be prepared as the pandemic is coming and you have an excellent chance of never being affected at all - by simply being pro-active.

And that includes joining a medical aid HOSPITAL PLAN today!

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Last update Oct 16, 2020

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